Skip to content
Crescira AVM · estimated value Medium confidence
HK$15.75M
≈ HK$18,931 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.73M, with repayments around HK$53,435/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$50,282
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,846
−HK$1,589/mo
Today · 4.125%
HK$53,435
baseline
▲ 0.50% · 4.625%
HK$56,686
+HK$3,251/mo

Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,870/mo (50% DSR)

Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,650 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
C
Saleable Area
832 ft²
District
Kwun Tong District · Kowloon
School net (POA)
48

Transaction History

Date Price Gain / loss
2025-09-30 HK$13.59M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Tong
≈ 9 min walk · 667 m
Education
16
schools within 1 km (4 within 500 m)
Daily convenience
18
within 1 km (7 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Family-friendly — 16 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com