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Crescira AVM · estimated value Medium confidence
HK$28.90M
≈ HK$22,617 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.67M, with repayments around HK$98,062/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$92,275
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$95,145
−HK$2,917/mo
Today · 4.125%
HK$98,062
baseline
▲ 0.50% · 4.625%
HK$104,028
+HK$5,966/mo

Deposit HK$8.67M · loan HK$20.23M · min. income ≈ HK$196,124/mo (50% DSR)

Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,463 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
A
Saleable Area
1,278 ft²
District
Kwun Tong District · Kowloon
School net (POA)
48

Transaction History

Date Price Gain / loss
2025-04-29 HK$28.57M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Tong
≈ 9 min walk · 667 m
Education
16
schools within 1 km (4 within 500 m)
Daily convenience
18
within 1 km (7 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Family-friendly — 16 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com