▼ 0.50% · 3.625%
HK$4,622
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,766
−HK$146/mo
Today · 4.125%
HK$4,912
baseline
▲ 0.50% · 4.625%
HK$5,211
+HK$299/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,824/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,142
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,280
−HK$140/mo
Today · 4.125%
HK$5,420
baseline
▲ 0.50% · 4.625%
HK$5,705
+HK$285/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,840/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,084
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,242
−HK$161/mo
Today · 4.125%
HK$5,403
baseline
▲ 0.50% · 4.625%
HK$5,732
+HK$329/mo
Deposit HK$912K · loan HK$1.11M · min. income ≈ HK$10,806/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,656
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,808
−HK$154/mo
Today · 4.125%
HK$5,962
baseline
▲ 0.50% · 4.625%
HK$6,276
+HK$314/mo
Deposit HK$912K · loan HK$1.11M · min. income ≈ HK$11,924/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,546
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,719
−HK$175/mo
Today · 4.125%
HK$5,894
baseline
▲ 0.50% · 4.625%
HK$6,253
+HK$359/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$11,788/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,170
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,336
−HK$167/mo
Today · 4.125%
HK$6,503
baseline
▲ 0.50% · 4.625%
HK$6,846
+HK$343/mo
Deposit HK$811K · loan HK$1.22M · min. income ≈ HK$13,006/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,008
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,195
−HK$190/mo
Today · 4.125%
HK$6,385
baseline
▲ 0.50% · 4.625%
HK$6,774
+HK$389/mo
Deposit HK$709K · loan HK$1.32M · min. income ≈ HK$12,770/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,684
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,864
−HK$181/mo
Today · 4.125%
HK$7,045
baseline
▲ 0.50% · 4.625%
HK$7,417
+HK$372/mo
Deposit HK$709K · loan HK$1.32M · min. income ≈ HK$14,090/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,471
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,672
−HK$204/mo
Today · 4.125%
HK$6,876
baseline
▲ 0.50% · 4.625%
HK$7,295
+HK$419/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$13,752/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,199
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,392
−HK$195/mo
Today · 4.125%
HK$7,587
baseline
▲ 0.50% · 4.625%
HK$7,987
+HK$400/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$15,174/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,933
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,148
−HK$220/mo
Today · 4.125%
HK$7,368
baseline
▲ 0.50% · 4.625%
HK$7,816
+HK$448/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$14,736/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,713
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,920
−HK$209/mo
Today · 4.125%
HK$8,129
baseline
▲ 0.50% · 4.625%
HK$8,558
+HK$429/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$16,258/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,395
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,625
−HK$234/mo
Today · 4.125%
HK$7,859
baseline
▲ 0.50% · 4.625%
HK$8,337
+HK$478/mo
Deposit HK$405K · loan HK$1.62M · min. income ≈ HK$15,718/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,227
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,447
−HK$224/mo
Today · 4.125%
HK$8,671
baseline
▲ 0.50% · 4.625%
HK$9,128
+HK$457/mo
Deposit HK$405K · loan HK$1.62M · min. income ≈ HK$17,342/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,857
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,102
−HK$248/mo
Today · 4.125%
HK$8,350
baseline
▲ 0.50% · 4.625%
HK$8,858
+HK$508/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$16,700/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,741
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,975
−HK$238/mo
Today · 4.125%
HK$9,213
baseline
▲ 0.50% · 4.625%
HK$9,699
+HK$486/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$18,426/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,319
−HK$522/mo
▼ 0.25% · 3.875%
HK$8,578
−HK$263/mo
Today · 4.125%
HK$8,841
baseline
▲ 0.50% · 4.625%
HK$9,379
+HK$538/mo
Deposit HK$203K · loan HK$1.82M · min. income ≈ HK$17,682/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,255
−HK$500/mo
▼ 0.25% · 3.875%
HK$9,503
−HK$252/mo
Today · 4.125%
HK$9,755
baseline
▲ 0.50% · 4.625%
HK$10,269
+HK$514/mo
Deposit HK$203K · loan HK$1.82M · min. income ≈ HK$19,510/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).