▼ 0.50% · 3.625%
HK$4,541
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$143/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,119
+HK$294/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,187
−HK$137/mo
Today · 4.125%
HK$5,324
baseline
▲ 0.50% · 4.625%
HK$5,605
+HK$281/mo
Deposit HK$996K · loan HK$996K · min. income ≈ HK$10,648/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$158/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,631
+HK$323/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$152/mo
Today · 4.125%
HK$5,857
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$308/mo
Deposit HK$896K · loan HK$1.10M · min. income ≈ HK$11,714/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,449
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,618
−HK$172/mo
Today · 4.125%
HK$5,790
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$353/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$11,580/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,062
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,224
−HK$165/mo
Today · 4.125%
HK$6,389
baseline
▲ 0.50% · 4.625%
HK$6,726
+HK$337/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$12,778/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,903
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,086
−HK$187/mo
Today · 4.125%
HK$6,273
baseline
▲ 0.50% · 4.625%
HK$6,654
+HK$381/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$12,546/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,567
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,743
−HK$178/mo
Today · 4.125%
HK$6,921
baseline
▲ 0.50% · 4.625%
HK$7,286
+HK$365/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$13,842/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,357
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,554
−HK$201/mo
Today · 4.125%
HK$6,755
baseline
▲ 0.50% · 4.625%
HK$7,166
+HK$411/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,510/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,072
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,261
−HK$193/mo
Today · 4.125%
HK$7,454
baseline
▲ 0.50% · 4.625%
HK$7,847
+HK$393/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,908/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,811
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,023
−HK$215/mo
Today · 4.125%
HK$7,238
baseline
▲ 0.50% · 4.625%
HK$7,678
+HK$440/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,476/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,577
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,780
−HK$206/mo
Today · 4.125%
HK$7,986
baseline
▲ 0.50% · 4.625%
HK$8,407
+HK$421/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,972/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,265
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,491
−HK$229/mo
Today · 4.125%
HK$7,720
baseline
▲ 0.50% · 4.625%
HK$8,190
+HK$470/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,440/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,082
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,299
−HK$220/mo
Today · 4.125%
HK$8,519
baseline
▲ 0.50% · 4.625%
HK$8,968
+HK$449/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,038/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,719
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,959
−HK$244/mo
Today · 4.125%
HK$8,203
baseline
▲ 0.50% · 4.625%
HK$8,702
+HK$499/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,406/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,587
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,817
−HK$234/mo
Today · 4.125%
HK$9,051
baseline
▲ 0.50% · 4.625%
HK$9,528
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,102/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,173
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,427
−HK$258/mo
Today · 4.125%
HK$8,685
baseline
▲ 0.50% · 4.625%
HK$9,214
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,370/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,092
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,336
−HK$248/mo
Today · 4.125%
HK$9,584
baseline
▲ 0.50% · 4.625%
HK$10,089
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,168/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).