▼ 0.50% · 3.625%
HK$5,022
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,178
−HK$158/mo
Today · 4.125%
HK$5,336
baseline
▲ 0.50% · 4.625%
HK$5,661
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,672/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,586
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,736
−HK$152/mo
Today · 4.125%
HK$5,888
baseline
▲ 0.50% · 4.625%
HK$6,199
+HK$311/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,776/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,524
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,696
−HK$174/mo
Today · 4.125%
HK$5,870
baseline
▲ 0.50% · 4.625%
HK$6,227
+HK$357/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$11,740/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,145
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,310
−HK$167/mo
Today · 4.125%
HK$6,477
baseline
▲ 0.50% · 4.625%
HK$6,818
+HK$341/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$12,954/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,026
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,213
−HK$191/mo
Today · 4.125%
HK$6,404
baseline
▲ 0.50% · 4.625%
HK$6,793
+HK$389/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$12,808/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,704
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,884
−HK$182/mo
Today · 4.125%
HK$7,066
baseline
▲ 0.50% · 4.625%
HK$7,438
+HK$372/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$14,132/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,528
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,731
−HK$206/mo
Today · 4.125%
HK$6,937
baseline
▲ 0.50% · 4.625%
HK$7,360
+HK$423/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$13,874/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,262
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,457
−HK$198/mo
Today · 4.125%
HK$7,655
baseline
▲ 0.50% · 4.625%
HK$8,058
+HK$403/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$15,310/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,030
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,249
−HK$222/mo
Today · 4.125%
HK$7,471
baseline
▲ 0.50% · 4.625%
HK$7,926
+HK$455/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$14,942/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,821
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,031
−HK$213/mo
Today · 4.125%
HK$8,244
baseline
▲ 0.50% · 4.625%
HK$8,678
+HK$434/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$16,488/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,532
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,767
−HK$238/mo
Today · 4.125%
HK$8,005
baseline
▲ 0.50% · 4.625%
HK$8,492
+HK$487/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$16,010/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,380
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,604
−HK$228/mo
Today · 4.125%
HK$8,832
baseline
▲ 0.50% · 4.625%
HK$9,298
+HK$466/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$17,664/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,034
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,284
−HK$254/mo
Today · 4.125%
HK$8,538
baseline
▲ 0.50% · 4.625%
HK$9,058
+HK$520/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,076/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,938
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,178
−HK$243/mo
Today · 4.125%
HK$9,421
baseline
▲ 0.50% · 4.625%
HK$9,918
+HK$497/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,842/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,537
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,802
−HK$270/mo
Today · 4.125%
HK$9,072
baseline
▲ 0.50% · 4.625%
HK$9,624
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,144/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,497
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,752
−HK$258/mo
Today · 4.125%
HK$10,010
baseline
▲ 0.50% · 4.625%
HK$10,538
+HK$528/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,020/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,039
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,320
−HK$286/mo
Today · 4.125%
HK$9,606
baseline
▲ 0.50% · 4.625%
HK$10,190
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,212/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,056
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,325
−HK$274/mo
Today · 4.125%
HK$10,599
baseline
▲ 0.50% · 4.625%
HK$11,158
+HK$559/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,198/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).