▼ 0.50% · 3.625%
HK$4,996
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,151
−HK$158/mo
Today · 4.125%
HK$5,309
baseline
▲ 0.50% · 4.625%
HK$5,632
+HK$323/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,618/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,558
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,707
−HK$151/mo
Today · 4.125%
HK$5,858
baseline
▲ 0.50% · 4.625%
HK$6,167
+HK$309/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,716/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,495
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,666
−HK$174/mo
Today · 4.125%
HK$5,840
baseline
▲ 0.50% · 4.625%
HK$6,195
+HK$355/mo
Deposit HK$986K · loan HK$1.20M · min. income ≈ HK$11,680/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,113
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,277
−HK$167/mo
Today · 4.125%
HK$6,444
baseline
▲ 0.50% · 4.625%
HK$6,783
+HK$339/mo
Deposit HK$986K · loan HK$1.20M · min. income ≈ HK$12,888/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,995
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,181
−HK$190/mo
Today · 4.125%
HK$6,371
baseline
▲ 0.50% · 4.625%
HK$6,758
+HK$387/mo
Deposit HK$876K · loan HK$1.31M · min. income ≈ HK$12,742/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,669
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,848
−HK$182/mo
Today · 4.125%
HK$7,030
baseline
▲ 0.50% · 4.625%
HK$7,400
+HK$370/mo
Deposit HK$876K · loan HK$1.31M · min. income ≈ HK$14,060/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,494
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,696
−HK$206/mo
Today · 4.125%
HK$6,902
baseline
▲ 0.50% · 4.625%
HK$7,322
+HK$420/mo
Deposit HK$767K · loan HK$1.42M · min. income ≈ HK$13,804/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,225
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,419
−HK$196/mo
Today · 4.125%
HK$7,615
baseline
▲ 0.50% · 4.625%
HK$8,017
+HK$402/mo
Deposit HK$767K · loan HK$1.42M · min. income ≈ HK$15,230/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,994
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,212
−HK$221/mo
Today · 4.125%
HK$7,433
baseline
▲ 0.50% · 4.625%
HK$7,885
+HK$452/mo
Deposit HK$657K · loan HK$1.53M · min. income ≈ HK$14,866/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,781
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,989
−HK$212/mo
Today · 4.125%
HK$8,201
baseline
▲ 0.50% · 4.625%
HK$8,633
+HK$432/mo
Deposit HK$657K · loan HK$1.53M · min. income ≈ HK$16,402/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,494
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,727
−HK$237/mo
Today · 4.125%
HK$7,964
baseline
▲ 0.50% · 4.625%
HK$8,448
+HK$484/mo
Deposit HK$548K · loan HK$1.64M · min. income ≈ HK$15,928/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,337
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,560
−HK$227/mo
Today · 4.125%
HK$8,787
baseline
▲ 0.50% · 4.625%
HK$9,250
+HK$463/mo
Deposit HK$548K · loan HK$1.64M · min. income ≈ HK$17,574/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,993
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,242
−HK$252/mo
Today · 4.125%
HK$8,494
baseline
▲ 0.50% · 4.625%
HK$9,011
+HK$517/mo
Deposit HK$438K · loan HK$1.75M · min. income ≈ HK$16,988/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,892
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,131
−HK$242/mo
Today · 4.125%
HK$9,373
baseline
▲ 0.50% · 4.625%
HK$9,867
+HK$494/mo
Deposit HK$438K · loan HK$1.75M · min. income ≈ HK$18,746/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,493
−HK$532/mo
▼ 0.25% · 3.875%
HK$8,757
−HK$268/mo
Today · 4.125%
HK$9,025
baseline
▲ 0.50% · 4.625%
HK$9,575
+HK$550/mo
Deposit HK$329K · loan HK$1.86M · min. income ≈ HK$18,050/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,448
−HK$511/mo
▼ 0.25% · 3.875%
HK$9,702
−HK$257/mo
Today · 4.125%
HK$9,959
baseline
▲ 0.50% · 4.625%
HK$10,483
+HK$524/mo
Deposit HK$329K · loan HK$1.86M · min. income ≈ HK$19,918/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,992
−HK$564/mo
▼ 0.25% · 3.875%
HK$9,272
−HK$284/mo
Today · 4.125%
HK$9,556
baseline
▲ 0.50% · 4.625%
HK$10,138
+HK$582/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$19,112/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,004
−HK$540/mo
▼ 0.25% · 3.875%
HK$10,272
−HK$272/mo
Today · 4.125%
HK$10,544
baseline
▲ 0.50% · 4.625%
HK$11,100
+HK$556/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$21,088/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).