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At today's rate and a 90% mortgage, the deposit on this unit is about HK$275K, with repayments around HK$12,011/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$275K · loan HK$2.48M · min. income ≈ HK$24,022/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 220 Saleable ft²
- Gross Area
- 355 ft²
- Efficiency
- 62%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-10 | HK$3.92M | +33.8% 3.2y · 11.0%/yr |
| 2017-03-30 | HK$2.93M | +190.1% 7.2y · 26.0%/yr |
| 2010-01-27 | HK$1.01M | +14.8% |
| 2008-07-21 | HK$880K | +25.7% |
| 2007-07-17 | HK$700K | −44.0% |
| 1997-06-07 | HK$1.25M | — |