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At today's rate and a 90% mortgage, the deposit on this unit is about HK$276K, with repayments around HK$12,054/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$276K · loan HK$2.49M · min. income ≈ HK$24,108/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wong Tai Sin Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- B
- Saleable Area
- 220 Saleable ft²
- Gross Area
- 355 ft²
- Efficiency
- 62%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-17 | HK$3.98M | +20.6% 3.0y · 7.0%/yr |
| 2017-07-17 | HK$3.30M | +42.2% 3.1y · 14.0%/yr |
| 2014-06-13 | HK$2.32M | +32.6% |
| 2012-05-10 | HK$1.75M | +108.3% |
| 2009-04-08 | HK$840K | −36.4% |
| 1997-05-26 | HK$1.32M | — |