▼ 0.50% · 3.625%
HK$4,846
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,997
−HK$153/mo
Today · 4.125%
HK$5,150
baseline
▲ 0.50% · 4.625%
HK$5,463
+HK$313/mo
Deposit HK$1.06M · loan HK$1.06M · min. income ≈ HK$10,300/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,391
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$147/mo
Today · 4.125%
HK$5,682
baseline
▲ 0.50% · 4.625%
HK$5,982
+HK$300/mo
Deposit HK$1.06M · loan HK$1.06M · min. income ≈ HK$11,364/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,330
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,496
−HK$169/mo
Today · 4.125%
HK$5,665
baseline
▲ 0.50% · 4.625%
HK$6,009
+HK$344/mo
Deposit HK$956K · loan HK$1.17M · min. income ≈ HK$11,330/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,930
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,089
−HK$161/mo
Today · 4.125%
HK$6,250
baseline
▲ 0.50% · 4.625%
HK$6,580
+HK$330/mo
Deposit HK$956K · loan HK$1.17M · min. income ≈ HK$12,500/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,815
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,996
−HK$184/mo
Today · 4.125%
HK$6,180
baseline
▲ 0.50% · 4.625%
HK$6,556
+HK$376/mo
Deposit HK$850K · loan HK$1.28M · min. income ≈ HK$12,360/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,469
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,643
−HK$176/mo
Today · 4.125%
HK$6,819
baseline
▲ 0.50% · 4.625%
HK$7,178
+HK$359/mo
Deposit HK$850K · loan HK$1.28M · min. income ≈ HK$13,638/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,300
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,495
−HK$200/mo
Today · 4.125%
HK$6,695
baseline
▲ 0.50% · 4.625%
HK$7,102
+HK$407/mo
Deposit HK$744K · loan HK$1.38M · min. income ≈ HK$13,390/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,008
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,196
−HK$191/mo
Today · 4.125%
HK$7,387
baseline
▲ 0.50% · 4.625%
HK$7,776
+HK$389/mo
Deposit HK$744K · loan HK$1.38M · min. income ≈ HK$14,774/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,784
−HK$426/mo
▼ 0.25% · 3.875%
HK$6,995
−HK$215/mo
Today · 4.125%
HK$7,210
baseline
▲ 0.50% · 4.625%
HK$7,648
+HK$438/mo
Deposit HK$638K · loan HK$1.49M · min. income ≈ HK$14,420/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,547
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,750
−HK$205/mo
Today · 4.125%
HK$7,955
baseline
▲ 0.50% · 4.625%
HK$8,374
+HK$419/mo
Deposit HK$638K · loan HK$1.49M · min. income ≈ HK$15,910/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,269
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,495
−HK$229/mo
Today · 4.125%
HK$7,724
baseline
▲ 0.50% · 4.625%
HK$8,194
+HK$470/mo
Deposit HK$531K · loan HK$1.59M · min. income ≈ HK$15,448/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,086
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,303
−HK$220/mo
Today · 4.125%
HK$8,523
baseline
▲ 0.50% · 4.625%
HK$8,972
+HK$449/mo
Deposit HK$531K · loan HK$1.59M · min. income ≈ HK$17,046/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,753
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,994
−HK$245/mo
Today · 4.125%
HK$8,239
baseline
▲ 0.50% · 4.625%
HK$8,741
+HK$502/mo
Deposit HK$425K · loan HK$1.70M · min. income ≈ HK$16,478/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,625
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,857
−HK$234/mo
Today · 4.125%
HK$9,091
baseline
▲ 0.50% · 4.625%
HK$9,571
+HK$480/mo
Deposit HK$425K · loan HK$1.70M · min. income ≈ HK$18,182/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,238
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,494
−HK$260/mo
Today · 4.125%
HK$8,754
baseline
▲ 0.50% · 4.625%
HK$9,287
+HK$533/mo
Deposit HK$319K · loan HK$1.81M · min. income ≈ HK$17,508/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,164
−HK$496/mo
▼ 0.25% · 3.875%
HK$9,410
−HK$250/mo
Today · 4.125%
HK$9,660
baseline
▲ 0.50% · 4.625%
HK$10,169
+HK$509/mo
Deposit HK$319K · loan HK$1.81M · min. income ≈ HK$19,320/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,722
−HK$547/mo
▼ 0.25% · 3.875%
HK$8,994
−HK$275/mo
Today · 4.125%
HK$9,269
baseline
▲ 0.50% · 4.625%
HK$9,833
+HK$564/mo
Deposit HK$213K · loan HK$1.91M · min. income ≈ HK$18,538/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,704
−HK$524/mo
▼ 0.25% · 3.875%
HK$9,964
−HK$264/mo
Today · 4.125%
HK$10,228
baseline
▲ 0.50% · 4.625%
HK$10,767
+HK$539/mo
Deposit HK$213K · loan HK$1.91M · min. income ≈ HK$20,456/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).