▼ 0.50% · 3.625%
HK$4,153
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,282
−HK$131/mo
Today · 4.125%
HK$4,413
baseline
▲ 0.50% · 4.625%
HK$4,682
+HK$269/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$8,826/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,744
−HK$126/mo
Today · 4.125%
HK$4,870
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$256/mo
Deposit HK$911K · loan HK$911K · min. income ≈ HK$9,740/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,568
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,710
−HK$145/mo
Today · 4.125%
HK$4,855
baseline
▲ 0.50% · 4.625%
HK$5,150
+HK$295/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$9,710/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,082
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,219
−HK$138/mo
Today · 4.125%
HK$5,357
baseline
▲ 0.50% · 4.625%
HK$5,639
+HK$282/mo
Deposit HK$820K · loan HK$1.00M · min. income ≈ HK$10,714/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,984
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$157/mo
Today · 4.125%
HK$5,296
baseline
▲ 0.50% · 4.625%
HK$5,618
+HK$322/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$10,592/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,544
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,693
−HK$151/mo
Today · 4.125%
HK$5,844
baseline
▲ 0.50% · 4.625%
HK$6,152
+HK$308/mo
Deposit HK$729K · loan HK$1.09M · min. income ≈ HK$11,688/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,567
−HK$170/mo
Today · 4.125%
HK$5,737
baseline
▲ 0.50% · 4.625%
HK$6,087
+HK$350/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$11,474/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,006
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,167
−HK$164/mo
Today · 4.125%
HK$6,331
baseline
▲ 0.50% · 4.625%
HK$6,664
+HK$333/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$12,662/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,814
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,995
−HK$184/mo
Today · 4.125%
HK$6,179
baseline
▲ 0.50% · 4.625%
HK$6,555
+HK$376/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$12,358/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,468
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,642
−HK$176/mo
Today · 4.125%
HK$6,818
baseline
▲ 0.50% · 4.625%
HK$7,177
+HK$359/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$13,636/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,230
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,423
−HK$197/mo
Today · 4.125%
HK$6,620
baseline
▲ 0.50% · 4.625%
HK$7,023
+HK$403/mo
Deposit HK$455K · loan HK$1.37M · min. income ≈ HK$13,240/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,930
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,116
−HK$189/mo
Today · 4.125%
HK$7,305
baseline
▲ 0.50% · 4.625%
HK$7,690
+HK$385/mo
Deposit HK$455K · loan HK$1.37M · min. income ≈ HK$14,610/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,645
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,852
−HK$210/mo
Today · 4.125%
HK$7,062
baseline
▲ 0.50% · 4.625%
HK$7,491
+HK$429/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,124/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,392
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,591
−HK$201/mo
Today · 4.125%
HK$7,792
baseline
▲ 0.50% · 4.625%
HK$8,202
+HK$410/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,584/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,060
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,280
−HK$223/mo
Today · 4.125%
HK$7,503
baseline
▲ 0.50% · 4.625%
HK$7,959
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$15,006/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,854
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,065
−HK$214/mo
Today · 4.125%
HK$8,279
baseline
▲ 0.50% · 4.625%
HK$8,715
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,558/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,475
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,708
−HK$236/mo
Today · 4.125%
HK$7,944
baseline
▲ 0.50% · 4.625%
HK$8,428
+HK$484/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,888/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,316
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,539
−HK$227/mo
Today · 4.125%
HK$8,766
baseline
▲ 0.50% · 4.625%
HK$9,228
+HK$462/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,532/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).