▼ 0.50% · 3.625%
HK$3,415
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,522
−HK$108/mo
Today · 4.125%
HK$3,630
baseline
▲ 0.50% · 4.625%
HK$3,850
+HK$220/mo
Deposit HK$749K · loan HK$749K · min. income ≈ HK$7,260/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,800
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,902
−HK$103/mo
Today · 4.125%
HK$4,005
baseline
▲ 0.50% · 4.625%
HK$4,216
+HK$211/mo
Deposit HK$749K · loan HK$749K · min. income ≈ HK$8,010/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,757
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,874
−HK$119/mo
Today · 4.125%
HK$3,993
baseline
▲ 0.50% · 4.625%
HK$4,236
+HK$243/mo
Deposit HK$674K · loan HK$824K · min. income ≈ HK$7,986/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,180
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$113/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,638
+HK$233/mo
Deposit HK$674K · loan HK$824K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,226
−HK$130/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,621
+HK$265/mo
Deposit HK$599K · loan HK$899K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,560
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$124/mo
Today · 4.125%
HK$4,806
baseline
▲ 0.50% · 4.625%
HK$5,059
+HK$253/mo
Deposit HK$599K · loan HK$899K · min. income ≈ HK$9,612/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,440
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,578
−HK$140/mo
Today · 4.125%
HK$4,718
baseline
▲ 0.50% · 4.625%
HK$5,006
+HK$288/mo
Deposit HK$524K · loan HK$974K · min. income ≈ HK$9,436/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,940
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,072
−HK$134/mo
Today · 4.125%
HK$5,206
baseline
▲ 0.50% · 4.625%
HK$5,481
+HK$275/mo
Deposit HK$524K · loan HK$974K · min. income ≈ HK$10,412/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,782
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,930
−HK$151/mo
Today · 4.125%
HK$5,081
baseline
▲ 0.50% · 4.625%
HK$5,391
+HK$310/mo
Deposit HK$449K · loan HK$1.05M · min. income ≈ HK$10,162/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,319
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$145/mo
Today · 4.125%
HK$5,607
baseline
▲ 0.50% · 4.625%
HK$5,902
+HK$295/mo
Deposit HK$449K · loan HK$1.05M · min. income ≈ HK$11,214/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,123
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,283
−HK$161/mo
Today · 4.125%
HK$5,444
baseline
▲ 0.50% · 4.625%
HK$5,776
+HK$332/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$10,888/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,699
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,852
−HK$155/mo
Today · 4.125%
HK$6,007
baseline
▲ 0.50% · 4.625%
HK$6,324
+HK$317/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$12,014/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,465
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,635
−HK$172/mo
Today · 4.125%
HK$5,807
baseline
▲ 0.50% · 4.625%
HK$6,161
+HK$354/mo
Deposit HK$300K · loan HK$1.20M · min. income ≈ HK$11,614/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,079
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,242
−HK$166/mo
Today · 4.125%
HK$6,408
baseline
▲ 0.50% · 4.625%
HK$6,746
+HK$338/mo
Deposit HK$300K · loan HK$1.20M · min. income ≈ HK$12,816/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,806
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,987
−HK$183/mo
Today · 4.125%
HK$6,170
baseline
▲ 0.50% · 4.625%
HK$6,546
+HK$376/mo
Deposit HK$225K · loan HK$1.27M · min. income ≈ HK$12,340/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,459
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,633
−HK$175/mo
Today · 4.125%
HK$6,808
baseline
▲ 0.50% · 4.625%
HK$7,167
+HK$359/mo
Deposit HK$225K · loan HK$1.27M · min. income ≈ HK$13,616/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,148
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,339
−HK$194/mo
Today · 4.125%
HK$6,533
baseline
▲ 0.50% · 4.625%
HK$6,931
+HK$398/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,066/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,839
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,023
−HK$186/mo
Today · 4.125%
HK$7,209
baseline
▲ 0.50% · 4.625%
HK$7,589
+HK$380/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,418/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).