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At today's rate and a 90% mortgage, the deposit on this unit is about HK$201K, with repayments around HK$8,784/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,568/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A
- Saleable Area
- 234 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-07-27 | HK$2.15M | +2.4% 3.2y · 1.0%/yr |
| 2013-05-06 | HK$2.10M | +52.2% |
| 2011-12-08 | HK$1.38M | +38.0% |
| 2010-09-21 | HK$1.00M | +17.6% |
| 2009-01-13 | HK$850K | +49.1% |
| 2008-06-19 | HK$570K | −55.5% |
| 1997-10-21 | HK$1.28M | +47.1% |
| 1997-04-17 | HK$870K | +27.9% |
| 1996-05-30 | HK$680K | — |