▼ 0.50% · 3.625%
HK$4,637
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,781
−HK$146/mo
Today · 4.125%
HK$4,927
baseline
▲ 0.50% · 4.625%
HK$5,227
+HK$300/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$9,854/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,158
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,296
−HK$141/mo
Today · 4.125%
HK$5,437
baseline
▲ 0.50% · 4.625%
HK$5,723
+HK$286/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$10,874/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,100
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,259
−HK$161/mo
Today · 4.125%
HK$5,420
baseline
▲ 0.50% · 4.625%
HK$5,750
+HK$330/mo
Deposit HK$915K · loan HK$1.12M · min. income ≈ HK$10,840/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,674
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,826
−HK$154/mo
Today · 4.125%
HK$5,980
baseline
▲ 0.50% · 4.625%
HK$6,296
+HK$316/mo
Deposit HK$915K · loan HK$1.12M · min. income ≈ HK$11,960/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,564
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,737
−HK$176/mo
Today · 4.125%
HK$5,913
baseline
▲ 0.50% · 4.625%
HK$6,273
+HK$360/mo
Deposit HK$813K · loan HK$1.22M · min. income ≈ HK$11,826/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,190
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,356
−HK$168/mo
Today · 4.125%
HK$6,524
baseline
▲ 0.50% · 4.625%
HK$6,868
+HK$344/mo
Deposit HK$813K · loan HK$1.22M · min. income ≈ HK$13,048/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,027
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$190/mo
Today · 4.125%
HK$6,405
baseline
▲ 0.50% · 4.625%
HK$6,795
+HK$390/mo
Deposit HK$712K · loan HK$1.32M · min. income ≈ HK$12,810/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,706
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,885
−HK$183/mo
Today · 4.125%
HK$7,068
baseline
▲ 0.50% · 4.625%
HK$7,440
+HK$372/mo
Deposit HK$712K · loan HK$1.32M · min. income ≈ HK$14,136/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,491
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,693
−HK$205/mo
Today · 4.125%
HK$6,898
baseline
▲ 0.50% · 4.625%
HK$7,318
+HK$420/mo
Deposit HK$610K · loan HK$1.42M · min. income ≈ HK$13,796/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,221
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,415
−HK$196/mo
Today · 4.125%
HK$7,611
baseline
▲ 0.50% · 4.625%
HK$8,013
+HK$402/mo
Deposit HK$610K · loan HK$1.42M · min. income ≈ HK$15,222/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,955
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,171
−HK$220/mo
Today · 4.125%
HK$7,391
baseline
▲ 0.50% · 4.625%
HK$7,841
+HK$450/mo
Deposit HK$508K · loan HK$1.53M · min. income ≈ HK$14,782/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,737
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,945
−HK$210/mo
Today · 4.125%
HK$8,155
baseline
▲ 0.50% · 4.625%
HK$8,585
+HK$430/mo
Deposit HK$508K · loan HK$1.53M · min. income ≈ HK$16,310/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,418
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,649
−HK$235/mo
Today · 4.125%
HK$7,884
baseline
▲ 0.50% · 4.625%
HK$8,363
+HK$479/mo
Deposit HK$407K · loan HK$1.63M · min. income ≈ HK$15,768/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,253
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,474
−HK$225/mo
Today · 4.125%
HK$8,699
baseline
▲ 0.50% · 4.625%
HK$9,157
+HK$458/mo
Deposit HK$407K · loan HK$1.63M · min. income ≈ HK$17,398/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,882
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,127
−HK$249/mo
Today · 4.125%
HK$8,376
baseline
▲ 0.50% · 4.625%
HK$8,886
+HK$510/mo
Deposit HK$305K · loan HK$1.73M · min. income ≈ HK$16,752/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,769
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,004
−HK$239/mo
Today · 4.125%
HK$9,243
baseline
▲ 0.50% · 4.625%
HK$9,730
+HK$487/mo
Deposit HK$305K · loan HK$1.73M · min. income ≈ HK$18,486/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,346
−HK$523/mo
▼ 0.25% · 3.875%
HK$8,605
−HK$264/mo
Today · 4.125%
HK$8,869
baseline
▲ 0.50% · 4.625%
HK$9,409
+HK$540/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$17,738/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,285
−HK$501/mo
▼ 0.25% · 3.875%
HK$9,534
−HK$252/mo
Today · 4.125%
HK$9,786
baseline
▲ 0.50% · 4.625%
HK$10,302
+HK$516/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$19,572/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).