Skip to content
Crescira AVM · estimated value Medium confidence
HK$2.12M
≈ HK$8,650 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$212K, with repayments around HK$9,244/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$8,698
−HK$546/mo
▼ 0.25% · 3.875%
HK$8,969
−HK$275/mo
Today · 4.125%
HK$9,244
baseline
▲ 0.50% · 4.625%
HK$9,806
+HK$562/mo

Deposit HK$212K · loan HK$1.91M · min. income ≈ HK$18,488/mo (50% DSR)

Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
13/F
Flat
E
Saleable Area
245 ft²
Gross Area
370 ft²
Efficiency
66%
District
Wong Tai Sin District · Kowloon
School net (POA)
45

Transaction History

Date Price Gain / loss
2024-08-08 HK$2.10M −29.5%
7.3y
2017-05-24 HK$2.98M +31.3%
3.1y
2014-04-25 HK$2.27M +86.1%
2011-03-01 HK$1.22M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wong Tai Sin
≈ 9 min walk · 643 m
Education
55
schools within 1 km (20 within 500 m)
Daily convenience
50
within 1 km (18 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Family-friendly — 55 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com