▼ 0.50% · 3.625%
HK$4,550
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$144/mo
Today · 4.125%
HK$4,835
baseline
▲ 0.50% · 4.625%
HK$5,129
+HK$294/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$9,670/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,061
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$138/mo
Today · 4.125%
HK$5,335
baseline
▲ 0.50% · 4.625%
HK$5,616
+HK$281/mo
Deposit HK$998K · loan HK$998K · min. income ≈ HK$10,670/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,004
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,160
−HK$158/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,642
+HK$324/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,567
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,717
−HK$151/mo
Today · 4.125%
HK$5,868
baseline
▲ 0.50% · 4.625%
HK$6,178
+HK$310/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$11,736/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,459
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,629
−HK$173/mo
Today · 4.125%
HK$5,802
baseline
▲ 0.50% · 4.625%
HK$6,155
+HK$353/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$11,604/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,074
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,236
−HK$166/mo
Today · 4.125%
HK$6,402
baseline
▲ 0.50% · 4.625%
HK$6,739
+HK$337/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$12,804/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,914
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,098
−HK$187/mo
Today · 4.125%
HK$6,285
baseline
▲ 0.50% · 4.625%
HK$6,668
+HK$383/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$12,570/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,580
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,756
−HK$179/mo
Today · 4.125%
HK$6,935
baseline
▲ 0.50% · 4.625%
HK$7,301
+HK$366/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$13,870/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,369
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,567
−HK$202/mo
Today · 4.125%
HK$6,769
baseline
▲ 0.50% · 4.625%
HK$7,181
+HK$412/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,538/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,086
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,276
−HK$193/mo
Today · 4.125%
HK$7,469
baseline
▲ 0.50% · 4.625%
HK$7,862
+HK$393/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$14,938/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,824
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,037
−HK$215/mo
Today · 4.125%
HK$7,252
baseline
▲ 0.50% · 4.625%
HK$7,694
+HK$442/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,504/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,592
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,796
−HK$206/mo
Today · 4.125%
HK$8,002
baseline
▲ 0.50% · 4.625%
HK$8,424
+HK$422/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$16,004/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,279
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,506
−HK$230/mo
Today · 4.125%
HK$7,736
baseline
▲ 0.50% · 4.625%
HK$8,206
+HK$470/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,472/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,098
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,315
−HK$221/mo
Today · 4.125%
HK$8,536
baseline
▲ 0.50% · 4.625%
HK$8,986
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,072/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,734
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,975
−HK$244/mo
Today · 4.125%
HK$8,219
baseline
▲ 0.50% · 4.625%
HK$8,719
+HK$500/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$16,438/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,604
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,835
−HK$234/mo
Today · 4.125%
HK$9,069
baseline
▲ 0.50% · 4.625%
HK$9,547
+HK$478/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$18,138/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,189
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,444
−HK$259/mo
Today · 4.125%
HK$8,703
baseline
▲ 0.50% · 4.625%
HK$9,232
+HK$529/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,406/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,110
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,355
−HK$248/mo
Today · 4.125%
HK$9,603
baseline
▲ 0.50% · 4.625%
HK$10,109
+HK$506/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,206/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).