▼ 0.50% · 3.625%
HK$3,783
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,901
−HK$119/mo
Today · 4.125%
HK$4,020
baseline
▲ 0.50% · 4.625%
HK$4,265
+HK$245/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,040/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,209
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,322
−HK$114/mo
Today · 4.125%
HK$4,436
baseline
▲ 0.50% · 4.625%
HK$4,670
+HK$234/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,872/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,162
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$132/mo
Today · 4.125%
HK$4,423
baseline
▲ 0.50% · 4.625%
HK$4,692
+HK$269/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$8,846/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,630
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,754
−HK$126/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,137
+HK$257/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,540
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$144/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$293/mo
Deposit HK$664K · loan HK$995K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$137/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,604
+HK$281/mo
Deposit HK$664K · loan HK$995K · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,918
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,071
−HK$156/mo
Today · 4.125%
HK$5,227
baseline
▲ 0.50% · 4.625%
HK$5,545
+HK$318/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$10,454/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,471
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,618
−HK$149/mo
Today · 4.125%
HK$5,767
baseline
▲ 0.50% · 4.625%
HK$6,071
+HK$304/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$11,534/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,461
−HK$168/mo
Today · 4.125%
HK$5,629
baseline
▲ 0.50% · 4.625%
HK$5,971
+HK$342/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$11,258/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,892
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,050
−HK$161/mo
Today · 4.125%
HK$6,211
baseline
▲ 0.50% · 4.625%
HK$6,538
+HK$327/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$12,422/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,675
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,851
−HK$180/mo
Today · 4.125%
HK$6,031
baseline
▲ 0.50% · 4.625%
HK$6,398
+HK$367/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$12,062/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,313
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,483
−HK$171/mo
Today · 4.125%
HK$6,654
baseline
▲ 0.50% · 4.625%
HK$7,005
+HK$351/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$13,308/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,053
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,241
−HK$192/mo
Today · 4.125%
HK$6,433
baseline
▲ 0.50% · 4.625%
HK$6,824
+HK$391/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$12,866/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,734
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,915
−HK$183/mo
Today · 4.125%
HK$7,098
baseline
▲ 0.50% · 4.625%
HK$7,472
+HK$374/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$14,196/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,432
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,632
−HK$203/mo
Today · 4.125%
HK$6,835
baseline
▲ 0.50% · 4.625%
HK$7,251
+HK$416/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,670/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,155
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,347
−HK$195/mo
Today · 4.125%
HK$7,542
baseline
▲ 0.50% · 4.625%
HK$7,939
+HK$397/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,084/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,810
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,022
−HK$215/mo
Today · 4.125%
HK$7,237
baseline
▲ 0.50% · 4.625%
HK$7,677
+HK$440/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,474/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,576
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,779
−HK$206/mo
Today · 4.125%
HK$7,985
baseline
▲ 0.50% · 4.625%
HK$8,406
+HK$421/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,970/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).