▼ 0.50% · 3.625%
HK$3,784
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,901
−HK$120/mo
Today · 4.125%
HK$4,021
baseline
▲ 0.50% · 4.625%
HK$4,266
+HK$245/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,042/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,209
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,322
−HK$115/mo
Today · 4.125%
HK$4,437
baseline
▲ 0.50% · 4.625%
HK$4,671
+HK$234/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,874/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,162
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$131/mo
Today · 4.125%
HK$4,423
baseline
▲ 0.50% · 4.625%
HK$4,692
+HK$269/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$8,846/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,630
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,754
−HK$126/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,138
+HK$258/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,540
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,682
−HK$143/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,119
+HK$294/mo
Deposit HK$664K · loan HK$996K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,051
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,187
−HK$137/mo
Today · 4.125%
HK$5,324
baseline
▲ 0.50% · 4.625%
HK$5,605
+HK$281/mo
Deposit HK$664K · loan HK$996K · min. income ≈ HK$10,648/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,919
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,072
−HK$155/mo
Today · 4.125%
HK$5,227
baseline
▲ 0.50% · 4.625%
HK$5,545
+HK$318/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$10,454/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,472
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$149/mo
Today · 4.125%
HK$5,768
baseline
▲ 0.50% · 4.625%
HK$6,072
+HK$304/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$11,536/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$167/mo
Today · 4.125%
HK$5,629
baseline
▲ 0.50% · 4.625%
HK$5,972
+HK$343/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$11,258/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,893
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,051
−HK$160/mo
Today · 4.125%
HK$6,211
baseline
▲ 0.50% · 4.625%
HK$6,539
+HK$328/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$12,422/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,676
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,852
−HK$179/mo
Today · 4.125%
HK$6,031
baseline
▲ 0.50% · 4.625%
HK$6,398
+HK$367/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$12,062/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,314
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,483
−HK$172/mo
Today · 4.125%
HK$6,655
baseline
▲ 0.50% · 4.625%
HK$7,006
+HK$351/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$13,310/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,054
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,242
−HK$192/mo
Today · 4.125%
HK$6,434
baseline
▲ 0.50% · 4.625%
HK$6,825
+HK$391/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$12,868/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,735
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,916
−HK$183/mo
Today · 4.125%
HK$7,099
baseline
▲ 0.50% · 4.625%
HK$7,473
+HK$374/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$14,198/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,432
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,632
−HK$204/mo
Today · 4.125%
HK$6,836
baseline
▲ 0.50% · 4.625%
HK$7,252
+HK$416/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,672/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,156
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,348
−HK$195/mo
Today · 4.125%
HK$7,543
baseline
▲ 0.50% · 4.625%
HK$7,940
+HK$397/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,086/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,811
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,023
−HK$215/mo
Today · 4.125%
HK$7,238
baseline
▲ 0.50% · 4.625%
HK$7,678
+HK$440/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,476/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,577
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,780
−HK$206/mo
Today · 4.125%
HK$7,986
baseline
▲ 0.50% · 4.625%
HK$8,407
+HK$421/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,972/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).