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At today's rate and a 90% mortgage, the deposit on this unit is about HK$635K, with repayments around HK$27,703/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$55,406/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$170,127 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- F
- Saleable Area
- 485 Saleable ft²
- Gross Area
- 639 ft²
- Efficiency
- 76%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-21 | HK$5.48M | −25.1% 5.4y · −5.0%/yr |
| 2019-12-10 | HK$7.32M | +27.3% 3.1y · 9.0%/yr |
| 2016-11-11 | HK$5.75M | +106.1% 7.2y · 15.0%/yr |
| 2009-08-31 | HK$2.79M | +28.0% |
| 2005-03-19 | HK$2.18M | +1.9% |
| 1998-10-09 | HK$2.14M | — |