▼ 0.50% · 3.625%
HK$20,247
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,876
−HK$640/mo
Today · 4.125%
HK$21,516
baseline
▲ 0.50% · 4.625%
HK$22,826
+HK$1,310/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,032/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,524
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,128
−HK$613/mo
Today · 4.125%
HK$23,741
baseline
▲ 0.50% · 4.625%
HK$24,993
+HK$1,252/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,482/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,271
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,964
−HK$704/mo
Today · 4.125%
HK$23,668
baseline
▲ 0.50% · 4.625%
HK$25,108
+HK$1,440/mo
Deposit HK$4.00M · loan HK$4.88M · min. income ≈ HK$47,336/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,777
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,441
−HK$674/mo
Today · 4.125%
HK$26,115
baseline
▲ 0.50% · 4.625%
HK$27,492
+HK$1,377/mo
Deposit HK$4.00M · loan HK$4.88M · min. income ≈ HK$52,230/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,296
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,052
−HK$768/mo
Today · 4.125%
HK$25,820
baseline
▲ 0.50% · 4.625%
HK$27,391
+HK$1,571/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,640/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,029
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,754
−HK$735/mo
Today · 4.125%
HK$28,489
baseline
▲ 0.50% · 4.625%
HK$29,991
+HK$1,502/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$56,978/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,321
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,139
−HK$832/mo
Today · 4.125%
HK$27,971
baseline
▲ 0.50% · 4.625%
HK$29,673
+HK$1,702/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,942/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,281
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,067
−HK$796/mo
Today · 4.125%
HK$30,863
baseline
▲ 0.50% · 4.625%
HK$32,490
+HK$1,627/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,726/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,345
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,227
−HK$896/mo
Today · 4.125%
HK$30,123
baseline
▲ 0.50% · 4.625%
HK$31,956
+HK$1,833/mo
Deposit HK$2.66M · loan HK$6.22M · min. income ≈ HK$60,246/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,534
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,380
−HK$858/mo
Today · 4.125%
HK$33,238
baseline
▲ 0.50% · 4.625%
HK$34,990
+HK$1,752/mo
Deposit HK$2.66M · loan HK$6.22M · min. income ≈ HK$66,476/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,370
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,315
−HK$959/mo
Today · 4.125%
HK$32,274
baseline
▲ 0.50% · 4.625%
HK$34,238
+HK$1,964/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,548/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,786
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,692
−HK$920/mo
Today · 4.125%
HK$35,612
baseline
▲ 0.50% · 4.625%
HK$37,489
+HK$1,877/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,224/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,395
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,402
−HK$1,024/mo
Today · 4.125%
HK$34,426
baseline
▲ 0.50% · 4.625%
HK$36,521
+HK$2,095/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$68,852/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,039
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,005
−HK$981/mo
Today · 4.125%
HK$37,986
baseline
▲ 0.50% · 4.625%
HK$39,988
+HK$2,002/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$75,972/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,419
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,490
−HK$1,088/mo
Today · 4.125%
HK$36,578
baseline
▲ 0.50% · 4.625%
HK$38,803
+HK$2,225/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,156/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,291
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,318
−HK$1,042/mo
Today · 4.125%
HK$40,360
baseline
▲ 0.50% · 4.625%
HK$42,487
+HK$2,127/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,720/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,444
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,578
−HK$1,151/mo
Today · 4.125%
HK$38,729
baseline
▲ 0.50% · 4.625%
HK$41,086
+HK$2,357/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$77,458/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,544
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,631
−HK$1,103/mo
Today · 4.125%
HK$42,734
baseline
▲ 0.50% · 4.625%
HK$44,987
+HK$2,253/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$85,468/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,374 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).