▼ 0.50% · 3.625%
HK$20,296
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,927
−HK$641/mo
Today · 4.125%
HK$21,568
baseline
▲ 0.50% · 4.625%
HK$22,881
+HK$1,313/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,136/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,579
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,184
−HK$615/mo
Today · 4.125%
HK$23,799
baseline
▲ 0.50% · 4.625%
HK$25,053
+HK$1,254/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,598/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,325
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,020
−HK$705/mo
Today · 4.125%
HK$23,725
baseline
▲ 0.50% · 4.625%
HK$25,169
+HK$1,444/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,450/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,837
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,503
−HK$675/mo
Today · 4.125%
HK$26,178
baseline
▲ 0.50% · 4.625%
HK$27,558
+HK$1,380/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,356/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,355
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,112
−HK$770/mo
Today · 4.125%
HK$25,882
baseline
▲ 0.50% · 4.625%
HK$27,457
+HK$1,575/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,764/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,094
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,821
−HK$737/mo
Today · 4.125%
HK$28,558
baseline
▲ 0.50% · 4.625%
HK$30,064
+HK$1,506/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,116/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,384
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,205
−HK$834/mo
Today · 4.125%
HK$28,039
baseline
▲ 0.50% · 4.625%
HK$29,745
+HK$1,706/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,078/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,352
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,140
−HK$798/mo
Today · 4.125%
HK$30,938
baseline
▲ 0.50% · 4.625%
HK$32,569
+HK$1,631/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,876/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,414
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,298
−HK$898/mo
Today · 4.125%
HK$30,196
baseline
▲ 0.50% · 4.625%
HK$32,033
+HK$1,837/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,392/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,610
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,458
−HK$860/mo
Today · 4.125%
HK$33,318
baseline
▲ 0.50% · 4.625%
HK$35,074
+HK$1,756/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,636/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,443
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,390
−HK$963/mo
Today · 4.125%
HK$32,353
baseline
▲ 0.50% · 4.625%
HK$34,321
+HK$1,968/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,706/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,868
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,776
−HK$922/mo
Today · 4.125%
HK$35,698
baseline
▲ 0.50% · 4.625%
HK$37,580
+HK$1,882/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,396/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,473
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,483
−HK$1,026/mo
Today · 4.125%
HK$34,509
baseline
▲ 0.50% · 4.625%
HK$36,609
+HK$2,100/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$69,018/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,126
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,095
−HK$983/mo
Today · 4.125%
HK$38,078
baseline
▲ 0.50% · 4.625%
HK$40,085
+HK$2,007/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,156/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,503
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,576
−HK$1,090/mo
Today · 4.125%
HK$36,666
baseline
▲ 0.50% · 4.625%
HK$38,897
+HK$2,231/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$73,332/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,384
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,413
−HK$1,045/mo
Today · 4.125%
HK$40,458
baseline
▲ 0.50% · 4.625%
HK$42,590
+HK$2,132/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$80,916/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,532
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,669
−HK$1,154/mo
Today · 4.125%
HK$38,823
baseline
▲ 0.50% · 4.625%
HK$41,185
+HK$2,362/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,646/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,642
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,732
−HK$1,105/mo
Today · 4.125%
HK$42,837
baseline
▲ 0.50% · 4.625%
HK$45,095
+HK$2,258/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,674/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).