▼ 0.50% · 3.625%
HK$19,410
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,014
−HK$613/mo
Today · 4.125%
HK$20,627
baseline
▲ 0.50% · 4.625%
HK$21,883
+HK$1,256/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,254/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,594
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,173
−HK$587/mo
Today · 4.125%
HK$22,760
baseline
▲ 0.50% · 4.625%
HK$23,960
+HK$1,200/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,520/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,351
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,015
−HK$675/mo
Today · 4.125%
HK$22,690
baseline
▲ 0.50% · 4.625%
HK$24,071
+HK$1,381/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,380/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,753
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,390
−HK$646/mo
Today · 4.125%
HK$25,036
baseline
▲ 0.50% · 4.625%
HK$26,356
+HK$1,320/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,072/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,292
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,017
−HK$736/mo
Today · 4.125%
HK$24,753
baseline
▲ 0.50% · 4.625%
HK$26,259
+HK$1,506/mo
Deposit HK$3.40M · loan HK$5.11M · min. income ≈ HK$49,506/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,912
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,607
−HK$705/mo
Today · 4.125%
HK$27,312
baseline
▲ 0.50% · 4.625%
HK$28,752
+HK$1,440/mo
Deposit HK$3.40M · loan HK$5.11M · min. income ≈ HK$54,624/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,233
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,018
−HK$798/mo
Today · 4.125%
HK$26,816
baseline
▲ 0.50% · 4.625%
HK$28,447
+HK$1,631/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,632/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,072
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,825
−HK$764/mo
Today · 4.125%
HK$29,589
baseline
▲ 0.50% · 4.625%
HK$31,148
+HK$1,559/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,178/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,174
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,020
−HK$858/mo
Today · 4.125%
HK$28,878
baseline
▲ 0.50% · 4.625%
HK$30,636
+HK$1,758/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,756/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,231
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,042
−HK$823/mo
Today · 4.125%
HK$31,865
baseline
▲ 0.50% · 4.625%
HK$33,544
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,730/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,115
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,021
−HK$920/mo
Today · 4.125%
HK$30,941
baseline
▲ 0.50% · 4.625%
HK$32,824
+HK$1,883/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,882/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,391
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,259
−HK$882/mo
Today · 4.125%
HK$34,141
baseline
▲ 0.50% · 4.625%
HK$35,940
+HK$1,799/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,282/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,056
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,022
−HK$982/mo
Today · 4.125%
HK$33,004
baseline
▲ 0.50% · 4.625%
HK$35,012
+HK$2,008/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$66,008/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,550
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,477
−HK$940/mo
Today · 4.125%
HK$36,417
baseline
▲ 0.50% · 4.625%
HK$38,336
+HK$1,919/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,834/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,997
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,024
−HK$1,043/mo
Today · 4.125%
HK$35,067
baseline
▲ 0.50% · 4.625%
HK$37,200
+HK$2,133/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$70,134/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,709
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,694
−HK$999/mo
Today · 4.125%
HK$38,693
baseline
▲ 0.50% · 4.625%
HK$40,732
+HK$2,039/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$77,386/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,939
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,025
−HK$1,104/mo
Today · 4.125%
HK$37,129
baseline
▲ 0.50% · 4.625%
HK$39,389
+HK$2,260/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,258/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,869
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,911
−HK$1,058/mo
Today · 4.125%
HK$40,969
baseline
▲ 0.50% · 4.625%
HK$43,128
+HK$2,159/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,938/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,370 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).