▼ 0.50% · 3.625%
HK$4,176
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,306
−HK$132/mo
Today · 4.125%
HK$4,438
baseline
▲ 0.50% · 4.625%
HK$4,708
+HK$270/mo
Deposit HK$916K · loan HK$916K · min. income ≈ HK$8,876/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,645
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,770
−HK$126/mo
Today · 4.125%
HK$4,896
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$259/mo
Deposit HK$916K · loan HK$916K · min. income ≈ HK$9,792/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,593
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,736
−HK$145/mo
Today · 4.125%
HK$4,881
baseline
▲ 0.50% · 4.625%
HK$5,178
+HK$297/mo
Deposit HK$824K · loan HK$1.01M · min. income ≈ HK$9,762/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,110
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,247
−HK$139/mo
Today · 4.125%
HK$5,386
baseline
▲ 0.50% · 4.625%
HK$5,670
+HK$284/mo
Deposit HK$824K · loan HK$1.01M · min. income ≈ HK$10,772/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$158/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,649
+HK$324/mo
Deposit HK$733K · loan HK$1.10M · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,575
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$152/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,185
+HK$309/mo
Deposit HK$733K · loan HK$1.10M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,428
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,597
−HK$172/mo
Today · 4.125%
HK$5,769
baseline
▲ 0.50% · 4.625%
HK$6,120
+HK$351/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$11,538/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,039
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,201
−HK$164/mo
Today · 4.125%
HK$6,365
baseline
▲ 0.50% · 4.625%
HK$6,701
+HK$336/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$12,730/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,846
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,028
−HK$185/mo
Today · 4.125%
HK$6,213
baseline
▲ 0.50% · 4.625%
HK$6,591
+HK$378/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$12,426/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,504
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,678
−HK$177/mo
Today · 4.125%
HK$6,855
baseline
▲ 0.50% · 4.625%
HK$7,216
+HK$361/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$13,710/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,264
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,458
−HK$198/mo
Today · 4.125%
HK$6,656
baseline
▲ 0.50% · 4.625%
HK$7,061
+HK$405/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$13,312/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,968
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,155
−HK$190/mo
Today · 4.125%
HK$7,345
baseline
▲ 0.50% · 4.625%
HK$7,732
+HK$387/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$14,690/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,681
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,889
−HK$211/mo
Today · 4.125%
HK$7,100
baseline
▲ 0.50% · 4.625%
HK$7,532
+HK$432/mo
Deposit HK$366K · loan HK$1.47M · min. income ≈ HK$14,200/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,433
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,632
−HK$202/mo
Today · 4.125%
HK$7,834
baseline
▲ 0.50% · 4.625%
HK$8,247
+HK$413/mo
Deposit HK$366K · loan HK$1.47M · min. income ≈ HK$15,668/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,099
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,320
−HK$224/mo
Today · 4.125%
HK$7,544
baseline
▲ 0.50% · 4.625%
HK$8,003
+HK$459/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,088/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,897
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,109
−HK$215/mo
Today · 4.125%
HK$8,324
baseline
▲ 0.50% · 4.625%
HK$8,763
+HK$439/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,648/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,516
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,750
−HK$238/mo
Today · 4.125%
HK$7,988
baseline
▲ 0.50% · 4.625%
HK$8,474
+HK$486/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,976/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,362
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,586
−HK$228/mo
Today · 4.125%
HK$8,814
baseline
▲ 0.50% · 4.625%
HK$9,278
+HK$464/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,628/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).