▼ 0.50% · 3.625%
HK$3,191
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,290
−HK$101/mo
Today · 4.125%
HK$3,391
baseline
▲ 0.50% · 4.625%
HK$3,598
+HK$207/mo
Deposit HK$700K · loan HK$700K · min. income ≈ HK$6,782/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,550
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,645
−HK$97/mo
Today · 4.125%
HK$3,742
baseline
▲ 0.50% · 4.625%
HK$3,939
+HK$197/mo
Deposit HK$700K · loan HK$700K · min. income ≈ HK$7,484/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,510
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,620
−HK$110/mo
Today · 4.125%
HK$3,730
baseline
▲ 0.50% · 4.625%
HK$3,957
+HK$227/mo
Deposit HK$630K · loan HK$770K · min. income ≈ HK$7,460/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,905
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,010
−HK$106/mo
Today · 4.125%
HK$4,116
baseline
▲ 0.50% · 4.625%
HK$4,333
+HK$217/mo
Deposit HK$630K · loan HK$770K · min. income ≈ HK$8,232/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,829
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,949
−HK$121/mo
Today · 4.125%
HK$4,070
baseline
▲ 0.50% · 4.625%
HK$4,317
+HK$247/mo
Deposit HK$560K · loan HK$840K · min. income ≈ HK$8,140/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,260
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,374
−HK$116/mo
Today · 4.125%
HK$4,490
baseline
▲ 0.50% · 4.625%
HK$4,727
+HK$237/mo
Deposit HK$560K · loan HK$840K · min. income ≈ HK$8,980/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,149
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,278
−HK$131/mo
Today · 4.125%
HK$4,409
baseline
▲ 0.50% · 4.625%
HK$4,677
+HK$268/mo
Deposit HK$490K · loan HK$910K · min. income ≈ HK$8,818/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,615
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,739
−HK$126/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,121
+HK$256/mo
Deposit HK$490K · loan HK$910K · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,468
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$141/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$5,037
+HK$289/mo
Deposit HK$420K · loan HK$980K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,970
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,104
−HK$135/mo
Today · 4.125%
HK$5,239
baseline
▲ 0.50% · 4.625%
HK$5,515
+HK$276/mo
Deposit HK$420K · loan HK$980K · min. income ≈ HK$10,478/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,787
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,936
−HK$151/mo
Today · 4.125%
HK$5,087
baseline
▲ 0.50% · 4.625%
HK$5,396
+HK$309/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$10,174/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,325
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,468
−HK$145/mo
Today · 4.125%
HK$5,613
baseline
▲ 0.50% · 4.625%
HK$5,909
+HK$296/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$11,226/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,106
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,265
−HK$161/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,756
+HK$330/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,680
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,833
−HK$154/mo
Today · 4.125%
HK$5,987
baseline
▲ 0.50% · 4.625%
HK$6,303
+HK$316/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$11,974/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,425
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,594
−HK$171/mo
Today · 4.125%
HK$5,765
baseline
▲ 0.50% · 4.625%
HK$6,116
+HK$351/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$11,530/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,035
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,197
−HK$164/mo
Today · 4.125%
HK$6,361
baseline
▲ 0.50% · 4.625%
HK$6,697
+HK$336/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$12,722/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,744
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,923
−HK$181/mo
Today · 4.125%
HK$6,104
baseline
▲ 0.50% · 4.625%
HK$6,476
+HK$372/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,208/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,390
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,562
−HK$174/mo
Today · 4.125%
HK$6,736
baseline
▲ 0.50% · 4.625%
HK$7,091
+HK$355/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,472/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).