▼ 0.50% · 3.625%
HK$22,584
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,287
−HK$714/mo
Today · 4.125%
HK$24,001
baseline
▲ 0.50% · 4.625%
HK$25,461
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$48,002/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,125
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,799
−HK$683/mo
Today · 4.125%
HK$26,482
baseline
▲ 0.50% · 4.625%
HK$27,878
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,964/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,843
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,616
−HK$785/mo
Today · 4.125%
HK$26,401
baseline
▲ 0.50% · 4.625%
HK$28,007
+HK$1,606/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,802/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,637
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,379
−HK$752/mo
Today · 4.125%
HK$29,131
baseline
▲ 0.50% · 4.625%
HK$30,666
+HK$1,535/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,262/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,101
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,944
−HK$857/mo
Today · 4.125%
HK$28,801
baseline
▲ 0.50% · 4.625%
HK$30,553
+HK$1,752/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,602/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,150
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,958
−HK$821/mo
Today · 4.125%
HK$31,779
baseline
▲ 0.50% · 4.625%
HK$33,454
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,558/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,360
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,273
−HK$928/mo
Today · 4.125%
HK$31,201
baseline
▲ 0.50% · 4.625%
HK$33,099
+HK$1,898/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,402/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,662
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,538
−HK$889/mo
Today · 4.125%
HK$34,427
baseline
▲ 0.50% · 4.625%
HK$36,242
+HK$1,815/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,854/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,618
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,602
−HK$999/mo
Today · 4.125%
HK$33,601
baseline
▲ 0.50% · 4.625%
HK$35,645
+HK$2,044/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,202/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,175
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,118
−HK$957/mo
Today · 4.125%
HK$37,075
baseline
▲ 0.50% · 4.625%
HK$39,029
+HK$1,954/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,150/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,877
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,930
−HK$1,071/mo
Today · 4.125%
HK$36,001
baseline
▲ 0.50% · 4.625%
HK$38,191
+HK$2,190/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$72,002/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,687
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,698
−HK$1,025/mo
Today · 4.125%
HK$39,723
baseline
▲ 0.50% · 4.625%
HK$41,817
+HK$2,094/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,446/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,135
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,259
−HK$1,142/mo
Today · 4.125%
HK$38,401
baseline
▲ 0.50% · 4.625%
HK$40,738
+HK$2,337/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,802/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,200
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,278
−HK$1,094/mo
Today · 4.125%
HK$42,372
baseline
▲ 0.50% · 4.625%
HK$44,605
+HK$2,233/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,744/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,393
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,588
−HK$1,213/mo
Today · 4.125%
HK$40,801
baseline
▲ 0.50% · 4.625%
HK$43,284
+HK$2,483/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,602/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,712
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,858
−HK$1,162/mo
Today · 4.125%
HK$45,020
baseline
▲ 0.50% · 4.625%
HK$47,393
+HK$2,373/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,040/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,652
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,916
−HK$1,285/mo
Today · 4.125%
HK$43,201
baseline
▲ 0.50% · 4.625%
HK$45,830
+HK$2,629/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,402/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,225
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,438
−HK$1,230/mo
Today · 4.125%
HK$47,668
baseline
▲ 0.50% · 4.625%
HK$50,181
+HK$2,513/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,336/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,431 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).