▼ 0.50% · 3.625%
HK$16,622
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,139
−HK$525/mo
Today · 4.125%
HK$17,664
baseline
▲ 0.50% · 4.625%
HK$18,739
+HK$1,075/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,328/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,491
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$18,987
−HK$504/mo
Today · 4.125%
HK$19,491
baseline
▲ 0.50% · 4.625%
HK$20,518
+HK$1,027/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,982/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,284
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,853
−HK$577/mo
Today · 4.125%
HK$19,430
baseline
▲ 0.50% · 4.625%
HK$20,613
+HK$1,183/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,860/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,341
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,886
−HK$554/mo
Today · 4.125%
HK$21,440
baseline
▲ 0.50% · 4.625%
HK$22,570
+HK$1,130/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,880/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,946
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,566
−HK$631/mo
Today · 4.125%
HK$21,197
baseline
▲ 0.50% · 4.625%
HK$22,487
+HK$1,290/mo
Deposit HK$2.92M · loan HK$4.37M · min. income ≈ HK$42,394/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,190
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,785
−HK$604/mo
Today · 4.125%
HK$23,389
baseline
▲ 0.50% · 4.625%
HK$24,621
+HK$1,232/mo
Deposit HK$2.92M · loan HK$4.37M · min. income ≈ HK$46,778/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,608
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,280
−HK$683/mo
Today · 4.125%
HK$22,963
baseline
▲ 0.50% · 4.625%
HK$24,360
+HK$1,397/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,926/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,039
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,684
−HK$654/mo
Today · 4.125%
HK$25,338
baseline
▲ 0.50% · 4.625%
HK$26,673
+HK$1,335/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,676/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,270
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$23,994
−HK$736/mo
Today · 4.125%
HK$24,730
baseline
▲ 0.50% · 4.625%
HK$26,234
+HK$1,504/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$49,460/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,888
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,582
−HK$705/mo
Today · 4.125%
HK$27,287
baseline
▲ 0.50% · 4.625%
HK$28,725
+HK$1,438/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$54,574/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,933
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,708
−HK$788/mo
Today · 4.125%
HK$26,496
baseline
▲ 0.50% · 4.625%
HK$28,108
+HK$1,612/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$52,992/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,737
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,481
−HK$755/mo
Today · 4.125%
HK$29,236
baseline
▲ 0.50% · 4.625%
HK$30,777
+HK$1,541/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,472/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,595
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,422
−HK$840/mo
Today · 4.125%
HK$28,262
baseline
▲ 0.50% · 4.625%
HK$29,982
+HK$1,720/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$56,524/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,586
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,380
−HK$805/mo
Today · 4.125%
HK$31,185
baseline
▲ 0.50% · 4.625%
HK$32,829
+HK$1,644/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$62,370/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,257
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,136
−HK$893/mo
Today · 4.125%
HK$30,029
baseline
▲ 0.50% · 4.625%
HK$31,856
+HK$1,827/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$60,058/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,435
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,279
−HK$855/mo
Today · 4.125%
HK$33,134
baseline
▲ 0.50% · 4.625%
HK$34,880
+HK$1,746/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$66,268/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,919
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,850
−HK$945/mo
Today · 4.125%
HK$31,795
baseline
▲ 0.50% · 4.625%
HK$33,730
+HK$1,935/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,590/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,285
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,177
−HK$906/mo
Today · 4.125%
HK$35,083
baseline
▲ 0.50% · 4.625%
HK$36,932
+HK$1,849/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$70,166/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,682 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).