▼ 0.50% · 3.625%
HK$19,217
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,815
−HK$607/mo
Today · 4.125%
HK$20,422
baseline
▲ 0.50% · 4.625%
HK$21,665
+HK$1,243/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,844/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,379
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,952
−HK$582/mo
Today · 4.125%
HK$22,534
baseline
▲ 0.50% · 4.625%
HK$23,721
+HK$1,187/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,068/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,139
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,796
−HK$668/mo
Today · 4.125%
HK$22,464
baseline
▲ 0.50% · 4.625%
HK$23,831
+HK$1,367/mo
Deposit HK$3.79M · loan HK$4.64M · min. income ≈ HK$44,928/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,516
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,147
−HK$640/mo
Today · 4.125%
HK$24,787
baseline
▲ 0.50% · 4.625%
HK$26,093
+HK$1,306/mo
Deposit HK$3.79M · loan HK$4.64M · min. income ≈ HK$49,574/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,060
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,777
−HK$729/mo
Today · 4.125%
HK$24,506
baseline
▲ 0.50% · 4.625%
HK$25,997
+HK$1,491/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,012/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,654
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,342
−HK$698/mo
Today · 4.125%
HK$27,040
baseline
▲ 0.50% · 4.625%
HK$28,466
+HK$1,426/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,080/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,982
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,759
−HK$789/mo
Today · 4.125%
HK$26,548
baseline
▲ 0.50% · 4.625%
HK$28,164
+HK$1,616/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,096/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,792
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,537
−HK$757/mo
Today · 4.125%
HK$29,294
baseline
▲ 0.50% · 4.625%
HK$30,838
+HK$1,544/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,588/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,904
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,740
−HK$851/mo
Today · 4.125%
HK$28,591
baseline
▲ 0.50% · 4.625%
HK$30,330
+HK$1,739/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,182/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,930
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,733
−HK$814/mo
Today · 4.125%
HK$31,547
baseline
▲ 0.50% · 4.625%
HK$33,210
+HK$1,663/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,094/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,825
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,722
−HK$911/mo
Today · 4.125%
HK$30,633
baseline
▲ 0.50% · 4.625%
HK$32,497
+HK$1,864/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,266/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,068
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,928
−HK$872/mo
Today · 4.125%
HK$33,800
baseline
▲ 0.50% · 4.625%
HK$35,582
+HK$1,782/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,600/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,747
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,703
−HK$972/mo
Today · 4.125%
HK$32,675
baseline
▲ 0.50% · 4.625%
HK$34,663
+HK$1,988/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$65,350/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,206
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,123
−HK$931/mo
Today · 4.125%
HK$36,054
baseline
▲ 0.50% · 4.625%
HK$37,954
+HK$1,900/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$72,108/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,669
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,685
−HK$1,032/mo
Today · 4.125%
HK$34,717
baseline
▲ 0.50% · 4.625%
HK$36,830
+HK$2,113/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,434/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,343
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,318
−HK$989/mo
Today · 4.125%
HK$38,307
baseline
▲ 0.50% · 4.625%
HK$40,326
+HK$2,019/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,614/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,590
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,666
−HK$1,093/mo
Today · 4.125%
HK$36,759
baseline
▲ 0.50% · 4.625%
HK$38,996
+HK$2,237/mo
Deposit HK$843K · loan HK$7.58M · min. income ≈ HK$73,518/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,481
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,513
−HK$1,047/mo
Today · 4.125%
HK$40,560
baseline
▲ 0.50% · 4.625%
HK$42,698
+HK$2,138/mo
Deposit HK$843K · loan HK$7.58M · min. income ≈ HK$81,120/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,825 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).