▼ 0.50% · 3.625%
HK$18,333
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,903
−HK$579/mo
Today · 4.125%
HK$19,482
baseline
▲ 0.50% · 4.625%
HK$20,668
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,964/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,395
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,942
−HK$555/mo
Today · 4.125%
HK$21,497
baseline
▲ 0.50% · 4.625%
HK$22,630
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,994/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,166
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,793
−HK$638/mo
Today · 4.125%
HK$21,431
baseline
▲ 0.50% · 4.625%
HK$22,735
+HK$1,304/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,862/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,434
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,036
−HK$611/mo
Today · 4.125%
HK$23,647
baseline
▲ 0.50% · 4.625%
HK$24,893
+HK$1,246/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,294/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,999
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,684
−HK$695/mo
Today · 4.125%
HK$23,379
baseline
▲ 0.50% · 4.625%
HK$24,801
+HK$1,422/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$46,758/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,474
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,130
−HK$666/mo
Today · 4.125%
HK$25,796
baseline
▲ 0.50% · 4.625%
HK$27,156
+HK$1,360/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$51,592/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,833
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,574
−HK$753/mo
Today · 4.125%
HK$25,327
baseline
▲ 0.50% · 4.625%
HK$26,868
+HK$1,541/mo
Deposit HK$2.81M · loan HK$5.23M · min. income ≈ HK$50,654/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,513
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,225
−HK$721/mo
Today · 4.125%
HK$27,946
baseline
▲ 0.50% · 4.625%
HK$29,419
+HK$1,473/mo
Deposit HK$2.81M · loan HK$5.23M · min. income ≈ HK$55,892/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,666
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,464
−HK$811/mo
Today · 4.125%
HK$27,275
baseline
▲ 0.50% · 4.625%
HK$28,935
+HK$1,660/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,550/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,553
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,319
−HK$777/mo
Today · 4.125%
HK$30,096
baseline
▲ 0.50% · 4.625%
HK$31,682
+HK$1,586/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,192/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,499
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,354
−HK$870/mo
Today · 4.125%
HK$29,224
baseline
▲ 0.50% · 4.625%
HK$31,002
+HK$1,778/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,448/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,592
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,413
−HK$832/mo
Today · 4.125%
HK$32,245
baseline
▲ 0.50% · 4.625%
HK$33,945
+HK$1,700/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,490/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,332
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,245
−HK$927/mo
Today · 4.125%
HK$31,172
baseline
▲ 0.50% · 4.625%
HK$33,068
+HK$1,896/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,344/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,632
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,507
−HK$888/mo
Today · 4.125%
HK$34,395
baseline
▲ 0.50% · 4.625%
HK$36,208
+HK$1,813/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,790/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,166
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,135
−HK$985/mo
Today · 4.125%
HK$33,120
baseline
▲ 0.50% · 4.625%
HK$35,135
+HK$2,015/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$66,240/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,671
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,601
−HK$944/mo
Today · 4.125%
HK$36,545
baseline
▲ 0.50% · 4.625%
HK$38,471
+HK$1,926/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$73,090/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,999
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,025
−HK$1,043/mo
Today · 4.125%
HK$35,068
baseline
▲ 0.50% · 4.625%
HK$37,202
+HK$2,134/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,136/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,711
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,696
−HK$998/mo
Today · 4.125%
HK$38,694
baseline
▲ 0.50% · 4.625%
HK$40,734
+HK$2,040/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,388/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,193 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).