▼ 0.50% · 3.625%
HK$4,568
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,710
−HK$144/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,149
+HK$295/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,081
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,218
−HK$138/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,638
+HK$282/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,024
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,181
−HK$158/mo
Today · 4.125%
HK$5,339
baseline
▲ 0.50% · 4.625%
HK$5,664
+HK$325/mo
Deposit HK$901K · loan HK$1.10M · min. income ≈ HK$10,678/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,740
−HK$152/mo
Today · 4.125%
HK$5,892
baseline
▲ 0.50% · 4.625%
HK$6,202
+HK$310/mo
Deposit HK$901K · loan HK$1.10M · min. income ≈ HK$11,784/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,481
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,652
−HK$173/mo
Today · 4.125%
HK$5,825
baseline
▲ 0.50% · 4.625%
HK$6,179
+HK$354/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$11,650/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,098
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,261
−HK$166/mo
Today · 4.125%
HK$6,427
baseline
▲ 0.50% · 4.625%
HK$6,766
+HK$339/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$12,854/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,938
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,123
−HK$187/mo
Today · 4.125%
HK$6,310
baseline
▲ 0.50% · 4.625%
HK$6,694
+HK$384/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$12,620/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,606
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,783
−HK$180/mo
Today · 4.125%
HK$6,963
baseline
▲ 0.50% · 4.625%
HK$7,330
+HK$367/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$13,926/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,395
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,594
−HK$202/mo
Today · 4.125%
HK$6,796
baseline
▲ 0.50% · 4.625%
HK$7,209
+HK$413/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$13,592/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,114
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,305
−HK$193/mo
Today · 4.125%
HK$7,498
baseline
▲ 0.50% · 4.625%
HK$7,894
+HK$396/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$14,996/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,851
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,065
−HK$216/mo
Today · 4.125%
HK$7,281
baseline
▲ 0.50% · 4.625%
HK$7,724
+HK$443/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$14,562/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,622
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,827
−HK$207/mo
Today · 4.125%
HK$8,034
baseline
▲ 0.50% · 4.625%
HK$8,457
+HK$423/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$16,068/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,308
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,536
−HK$231/mo
Today · 4.125%
HK$7,767
baseline
▲ 0.50% · 4.625%
HK$8,239
+HK$472/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$15,534/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,130
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,348
−HK$222/mo
Today · 4.125%
HK$8,570
baseline
▲ 0.50% · 4.625%
HK$9,021
+HK$451/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$17,140/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,765
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,007
−HK$245/mo
Today · 4.125%
HK$8,252
baseline
▲ 0.50% · 4.625%
HK$8,754
+HK$502/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,504/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,638
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,870
−HK$235/mo
Today · 4.125%
HK$9,105
baseline
▲ 0.50% · 4.625%
HK$9,585
+HK$480/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,210/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,222
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,477
−HK$260/mo
Today · 4.125%
HK$8,737
baseline
▲ 0.50% · 4.625%
HK$9,269
+HK$532/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,474/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,147
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,392
−HK$249/mo
Today · 4.125%
HK$9,641
baseline
▲ 0.50% · 4.625%
HK$10,149
+HK$508/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,282/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).