▼ 0.50% · 3.625%
HK$4,582
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,724
−HK$145/mo
Today · 4.125%
HK$4,869
baseline
▲ 0.50% · 4.625%
HK$5,165
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,738/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,097
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,234
−HK$138/mo
Today · 4.125%
HK$5,372
baseline
▲ 0.50% · 4.625%
HK$5,656
+HK$284/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,744/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$160/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$326/mo
Deposit HK$904K · loan HK$1.11M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,607
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,757
−HK$153/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,221
+HK$311/mo
Deposit HK$904K · loan HK$1.11M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,498
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,669
−HK$174/mo
Today · 4.125%
HK$5,843
baseline
▲ 0.50% · 4.625%
HK$6,198
+HK$355/mo
Deposit HK$804K · loan HK$1.21M · min. income ≈ HK$11,686/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,116
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,280
−HK$167/mo
Today · 4.125%
HK$6,447
baseline
▲ 0.50% · 4.625%
HK$6,787
+HK$340/mo
Deposit HK$804K · loan HK$1.21M · min. income ≈ HK$12,894/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,956
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,141
−HK$189/mo
Today · 4.125%
HK$6,330
baseline
▲ 0.50% · 4.625%
HK$6,715
+HK$385/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$12,660/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,626
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,804
−HK$180/mo
Today · 4.125%
HK$6,984
baseline
▲ 0.50% · 4.625%
HK$7,352
+HK$368/mo
Deposit HK$703K · loan HK$1.31M · min. income ≈ HK$13,968/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,414
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,614
−HK$202/mo
Today · 4.125%
HK$6,816
baseline
▲ 0.50% · 4.625%
HK$7,231
+HK$415/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$13,632/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,136
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,327
−HK$194/mo
Today · 4.125%
HK$7,521
baseline
▲ 0.50% · 4.625%
HK$7,918
+HK$397/mo
Deposit HK$603K · loan HK$1.41M · min. income ≈ HK$15,042/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,872
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,086
−HK$217/mo
Today · 4.125%
HK$7,303
baseline
▲ 0.50% · 4.625%
HK$7,748
+HK$445/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,606/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,645
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,850
−HK$208/mo
Today · 4.125%
HK$8,058
baseline
▲ 0.50% · 4.625%
HK$8,483
+HK$425/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,116/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,331
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,559
−HK$231/mo
Today · 4.125%
HK$7,790
baseline
▲ 0.50% · 4.625%
HK$8,264
+HK$474/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$15,580/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,155
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,374
−HK$222/mo
Today · 4.125%
HK$8,596
baseline
▲ 0.50% · 4.625%
HK$9,049
+HK$453/mo
Deposit HK$402K · loan HK$1.61M · min. income ≈ HK$17,192/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,789
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,031
−HK$246/mo
Today · 4.125%
HK$8,277
baseline
▲ 0.50% · 4.625%
HK$8,781
+HK$504/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,554/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,665
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,897
−HK$236/mo
Today · 4.125%
HK$9,133
baseline
▲ 0.50% · 4.625%
HK$9,614
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,266/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,247
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,503
−HK$261/mo
Today · 4.125%
HK$8,764
baseline
▲ 0.50% · 4.625%
HK$9,297
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,528/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,175
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,421
−HK$249/mo
Today · 4.125%
HK$9,670
baseline
▲ 0.50% · 4.625%
HK$10,180
+HK$510/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,340/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).