▼ 0.50% · 3.625%
HK$5,243
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,406
−HK$165/mo
Today · 4.125%
HK$5,571
baseline
▲ 0.50% · 4.625%
HK$5,910
+HK$339/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$11,142/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,832
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,989
−HK$159/mo
Today · 4.125%
HK$6,148
baseline
▲ 0.50% · 4.625%
HK$6,472
+HK$324/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$12,296/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,767
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,946
−HK$183/mo
Today · 4.125%
HK$6,129
baseline
▲ 0.50% · 4.625%
HK$6,502
+HK$373/mo
Deposit HK$1.03M · loan HK$1.26M · min. income ≈ HK$12,258/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,416
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,588
−HK$174/mo
Today · 4.125%
HK$6,762
baseline
▲ 0.50% · 4.625%
HK$7,119
+HK$357/mo
Deposit HK$1.03M · loan HK$1.26M · min. income ≈ HK$13,524/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,291
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,487
−HK$199/mo
Today · 4.125%
HK$6,686
baseline
▲ 0.50% · 4.625%
HK$7,093
+HK$407/mo
Deposit HK$920K · loan HK$1.38M · min. income ≈ HK$13,372/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,999
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,187
−HK$190/mo
Today · 4.125%
HK$7,377
baseline
▲ 0.50% · 4.625%
HK$7,766
+HK$389/mo
Deposit HK$920K · loan HK$1.38M · min. income ≈ HK$14,754/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,816
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,028
−HK$215/mo
Today · 4.125%
HK$7,243
baseline
▲ 0.50% · 4.625%
HK$7,684
+HK$441/mo
Deposit HK$805K · loan HK$1.49M · min. income ≈ HK$14,486/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,582
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,786
−HK$206/mo
Today · 4.125%
HK$7,992
baseline
▲ 0.50% · 4.625%
HK$8,413
+HK$421/mo
Deposit HK$805K · loan HK$1.49M · min. income ≈ HK$15,984/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,340
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,568
−HK$232/mo
Today · 4.125%
HK$7,800
baseline
▲ 0.50% · 4.625%
HK$8,275
+HK$475/mo
Deposit HK$690K · loan HK$1.61M · min. income ≈ HK$15,600/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,165
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,384
−HK$223/mo
Today · 4.125%
HK$8,607
baseline
▲ 0.50% · 4.625%
HK$9,060
+HK$453/mo
Deposit HK$690K · loan HK$1.61M · min. income ≈ HK$17,214/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,864
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,109
−HK$248/mo
Today · 4.125%
HK$8,357
baseline
▲ 0.50% · 4.625%
HK$8,866
+HK$509/mo
Deposit HK$575K · loan HK$1.72M · min. income ≈ HK$16,714/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,749
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,983
−HK$238/mo
Today · 4.125%
HK$9,221
baseline
▲ 0.50% · 4.625%
HK$9,707
+HK$486/mo
Deposit HK$575K · loan HK$1.72M · min. income ≈ HK$18,442/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,388
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,649
−HK$265/mo
Today · 4.125%
HK$8,914
baseline
▲ 0.50% · 4.625%
HK$9,457
+HK$543/mo
Deposit HK$460K · loan HK$1.84M · min. income ≈ HK$17,828/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,332
−HK$504/mo
▼ 0.25% · 3.875%
HK$9,582
−HK$254/mo
Today · 4.125%
HK$9,836
baseline
▲ 0.50% · 4.625%
HK$10,355
+HK$519/mo
Deposit HK$460K · loan HK$1.84M · min. income ≈ HK$19,672/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,913
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,190
−HK$282/mo
Today · 4.125%
HK$9,472
baseline
▲ 0.50% · 4.625%
HK$10,048
+HK$576/mo
Deposit HK$345K · loan HK$1.95M · min. income ≈ HK$18,944/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,915
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,181
−HK$270/mo
Today · 4.125%
HK$10,451
baseline
▲ 0.50% · 4.625%
HK$11,002
+HK$551/mo
Deposit HK$345K · loan HK$1.95M · min. income ≈ HK$20,902/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,437
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,730
−HK$299/mo
Today · 4.125%
HK$10,029
baseline
▲ 0.50% · 4.625%
HK$10,639
+HK$610/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$20,058/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,498
−HK$568/mo
▼ 0.25% · 3.875%
HK$10,780
−HK$286/mo
Today · 4.125%
HK$11,066
baseline
▲ 0.50% · 4.625%
HK$11,649
+HK$583/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$22,132/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).