▼ 0.50% · 3.625%
HK$5,417
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,586
−HK$171/mo
Today · 4.125%
HK$5,757
baseline
▲ 0.50% · 4.625%
HK$6,107
+HK$350/mo
Deposit HK$1.19M · loan HK$1.19M · min. income ≈ HK$11,514/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,027
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,188
−HK$164/mo
Today · 4.125%
HK$6,352
baseline
▲ 0.50% · 4.625%
HK$6,687
+HK$335/mo
Deposit HK$1.19M · loan HK$1.19M · min. income ≈ HK$12,704/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,959
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,145
−HK$188/mo
Today · 4.125%
HK$6,333
baseline
▲ 0.50% · 4.625%
HK$6,718
+HK$385/mo
Deposit HK$1.07M · loan HK$1.31M · min. income ≈ HK$12,666/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,629
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,807
−HK$181/mo
Today · 4.125%
HK$6,988
baseline
▲ 0.50% · 4.625%
HK$7,356
+HK$368/mo
Deposit HK$1.07M · loan HK$1.31M · min. income ≈ HK$13,976/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,501
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,703
−HK$206/mo
Today · 4.125%
HK$6,909
baseline
▲ 0.50% · 4.625%
HK$7,329
+HK$420/mo
Deposit HK$950K · loan HK$1.43M · min. income ≈ HK$13,818/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,232
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,426
−HK$197/mo
Today · 4.125%
HK$7,623
baseline
▲ 0.50% · 4.625%
HK$8,025
+HK$402/mo
Deposit HK$950K · loan HK$1.43M · min. income ≈ HK$15,246/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,043
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,262
−HK$222/mo
Today · 4.125%
HK$7,484
baseline
▲ 0.50% · 4.625%
HK$7,940
+HK$456/mo
Deposit HK$832K · loan HK$1.54M · min. income ≈ HK$14,968/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,835
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,045
−HK$213/mo
Today · 4.125%
HK$8,258
baseline
▲ 0.50% · 4.625%
HK$8,693
+HK$435/mo
Deposit HK$832K · loan HK$1.54M · min. income ≈ HK$16,516/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,584
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,820
−HK$240/mo
Today · 4.125%
HK$8,060
baseline
▲ 0.50% · 4.625%
HK$8,550
+HK$490/mo
Deposit HK$713K · loan HK$1.66M · min. income ≈ HK$16,120/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,438
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,664
−HK$229/mo
Today · 4.125%
HK$8,893
baseline
▲ 0.50% · 4.625%
HK$9,362
+HK$469/mo
Deposit HK$713K · loan HK$1.66M · min. income ≈ HK$17,786/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,126
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,379
−HK$257/mo
Today · 4.125%
HK$8,636
baseline
▲ 0.50% · 4.625%
HK$9,161
+HK$525/mo
Deposit HK$594K · loan HK$1.78M · min. income ≈ HK$17,272/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,040
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,283
−HK$246/mo
Today · 4.125%
HK$9,529
baseline
▲ 0.50% · 4.625%
HK$10,031
+HK$502/mo
Deposit HK$594K · loan HK$1.78M · min. income ≈ HK$19,058/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,668
−HK$543/mo
▼ 0.25% · 3.875%
HK$8,937
−HK$274/mo
Today · 4.125%
HK$9,211
baseline
▲ 0.50% · 4.625%
HK$9,772
+HK$561/mo
Deposit HK$475K · loan HK$1.90M · min. income ≈ HK$18,422/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,643
−HK$521/mo
▼ 0.25% · 3.875%
HK$9,902
−HK$262/mo
Today · 4.125%
HK$10,164
baseline
▲ 0.50% · 4.625%
HK$10,700
+HK$536/mo
Deposit HK$475K · loan HK$1.90M · min. income ≈ HK$20,328/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,210
−HK$577/mo
▼ 0.25% · 3.875%
HK$9,496
−HK$291/mo
Today · 4.125%
HK$9,787
baseline
▲ 0.50% · 4.625%
HK$10,383
+HK$596/mo
Deposit HK$356K · loan HK$2.02M · min. income ≈ HK$19,574/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,246
−HK$553/mo
▼ 0.25% · 3.875%
HK$10,520
−HK$279/mo
Today · 4.125%
HK$10,799
baseline
▲ 0.50% · 4.625%
HK$11,368
+HK$569/mo
Deposit HK$356K · loan HK$2.02M · min. income ≈ HK$21,598/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,751
−HK$612/mo
▼ 0.25% · 3.875%
HK$10,055
−HK$308/mo
Today · 4.125%
HK$10,363
baseline
▲ 0.50% · 4.625%
HK$10,993
+HK$630/mo
Deposit HK$238K · loan HK$2.14M · min. income ≈ HK$20,726/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,848
−HK$586/mo
▼ 0.25% · 3.875%
HK$11,139
−HK$295/mo
Today · 4.125%
HK$11,434
baseline
▲ 0.50% · 4.625%
HK$12,037
+HK$603/mo
Deposit HK$238K · loan HK$2.14M · min. income ≈ HK$22,868/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).