▼ 0.50% · 3.625%
HK$22,656
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,360
−HK$716/mo
Today · 4.125%
HK$24,076
baseline
▲ 0.50% · 4.625%
HK$25,541
+HK$1,465/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,152/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,204
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,880
−HK$686/mo
Today · 4.125%
HK$26,566
baseline
▲ 0.50% · 4.625%
HK$27,966
+HK$1,400/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,132/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,921
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,696
−HK$788/mo
Today · 4.125%
HK$26,484
baseline
▲ 0.50% · 4.625%
HK$28,095
+HK$1,611/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,968/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,725
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,468
−HK$754/mo
Today · 4.125%
HK$29,222
baseline
▲ 0.50% · 4.625%
HK$30,763
+HK$1,541/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,444/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,187
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,032
−HK$860/mo
Today · 4.125%
HK$28,892
baseline
▲ 0.50% · 4.625%
HK$30,650
+HK$1,758/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,784/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,245
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,056
−HK$823/mo
Today · 4.125%
HK$31,879
baseline
▲ 0.50% · 4.625%
HK$33,559
+HK$1,680/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,758/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,452
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,368
−HK$931/mo
Today · 4.125%
HK$31,299
baseline
▲ 0.50% · 4.625%
HK$33,204
+HK$1,905/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,598/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,765
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,644
−HK$892/mo
Today · 4.125%
HK$34,536
baseline
▲ 0.50% · 4.625%
HK$36,356
+HK$1,820/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,072/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,718
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,704
−HK$1,003/mo
Today · 4.125%
HK$33,707
baseline
▲ 0.50% · 4.625%
HK$35,758
+HK$2,051/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,414/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,286
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,232
−HK$960/mo
Today · 4.125%
HK$37,192
baseline
▲ 0.50% · 4.625%
HK$39,153
+HK$1,961/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,384/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,983
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,040
−HK$1,074/mo
Today · 4.125%
HK$36,114
baseline
▲ 0.50% · 4.625%
HK$38,312
+HK$2,198/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,228/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,806
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,820
−HK$1,029/mo
Today · 4.125%
HK$39,849
baseline
▲ 0.50% · 4.625%
HK$41,949
+HK$2,100/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,698/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,249
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,377
−HK$1,145/mo
Today · 4.125%
HK$38,522
baseline
▲ 0.50% · 4.625%
HK$40,866
+HK$2,344/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,044/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,327
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,408
−HK$1,097/mo
Today · 4.125%
HK$42,505
baseline
▲ 0.50% · 4.625%
HK$44,746
+HK$2,241/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$85,010/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,515
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,713
−HK$1,217/mo
Today · 4.125%
HK$40,930
baseline
▲ 0.50% · 4.625%
HK$43,420
+HK$2,490/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,860/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,847
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,996
−HK$1,166/mo
Today · 4.125%
HK$45,162
baseline
▲ 0.50% · 4.625%
HK$47,542
+HK$2,380/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,324/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,780
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,049
−HK$1,288/mo
Today · 4.125%
HK$43,337
baseline
▲ 0.50% · 4.625%
HK$45,974
+HK$2,637/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$86,674/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,367
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,584
−HK$1,235/mo
Today · 4.125%
HK$47,819
baseline
▲ 0.50% · 4.625%
HK$50,339
+HK$2,520/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$95,638/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,556 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).