▼ 0.50% · 3.625%
HK$4,516
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,657
−HK$142/mo
Today · 4.125%
HK$4,799
baseline
▲ 0.50% · 4.625%
HK$5,091
+HK$292/mo
Deposit HK$990K · loan HK$990K · min. income ≈ HK$9,598/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,024
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,159
−HK$137/mo
Today · 4.125%
HK$5,296
baseline
▲ 0.50% · 4.625%
HK$5,575
+HK$279/mo
Deposit HK$990K · loan HK$990K · min. income ≈ HK$10,592/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,968
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,122
−HK$157/mo
Today · 4.125%
HK$5,279
baseline
▲ 0.50% · 4.625%
HK$5,601
+HK$322/mo
Deposit HK$891K · loan HK$1.09M · min. income ≈ HK$10,558/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,527
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,675
−HK$150/mo
Today · 4.125%
HK$5,825
baseline
▲ 0.50% · 4.625%
HK$6,132
+HK$307/mo
Deposit HK$891K · loan HK$1.09M · min. income ≈ HK$11,650/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,419
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,588
−HK$171/mo
Today · 4.125%
HK$5,759
baseline
▲ 0.50% · 4.625%
HK$6,110
+HK$351/mo
Deposit HK$792K · loan HK$1.19M · min. income ≈ HK$11,518/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,029
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,191
−HK$164/mo
Today · 4.125%
HK$6,355
baseline
▲ 0.50% · 4.625%
HK$6,690
+HK$335/mo
Deposit HK$792K · loan HK$1.19M · min. income ≈ HK$12,710/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,871
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,054
−HK$185/mo
Today · 4.125%
HK$6,239
baseline
▲ 0.50% · 4.625%
HK$6,619
+HK$380/mo
Deposit HK$693K · loan HK$1.29M · min. income ≈ HK$12,478/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,531
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,707
−HK$177/mo
Today · 4.125%
HK$6,884
baseline
▲ 0.50% · 4.625%
HK$7,247
+HK$363/mo
Deposit HK$693K · loan HK$1.29M · min. income ≈ HK$13,768/mo (50% DSR)
Upfront cash ≈ HK$693K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,323
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,519
−HK$200/mo
Today · 4.125%
HK$6,719
baseline
▲ 0.50% · 4.625%
HK$7,128
+HK$409/mo
Deposit HK$594K · loan HK$1.39M · min. income ≈ HK$13,438/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,034
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,222
−HK$192/mo
Today · 4.125%
HK$7,414
baseline
▲ 0.50% · 4.625%
HK$7,805
+HK$391/mo
Deposit HK$594K · loan HK$1.39M · min. income ≈ HK$14,828/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,774
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,985
−HK$214/mo
Today · 4.125%
HK$7,199
baseline
▲ 0.50% · 4.625%
HK$7,637
+HK$438/mo
Deposit HK$495K · loan HK$1.49M · min. income ≈ HK$14,398/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,536
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,738
−HK$205/mo
Today · 4.125%
HK$7,943
baseline
▲ 0.50% · 4.625%
HK$8,362
+HK$419/mo
Deposit HK$495K · loan HK$1.49M · min. income ≈ HK$15,886/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,226
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,451
−HK$228/mo
Today · 4.125%
HK$7,679
baseline
▲ 0.50% · 4.625%
HK$8,146
+HK$467/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$15,358/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,039
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,254
−HK$219/mo
Today · 4.125%
HK$8,473
baseline
▲ 0.50% · 4.625%
HK$8,920
+HK$447/mo
Deposit HK$396K · loan HK$1.58M · min. income ≈ HK$16,946/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,677
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,916
−HK$243/mo
Today · 4.125%
HK$8,159
baseline
▲ 0.50% · 4.625%
HK$8,655
+HK$496/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$16,318/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,541
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,770
−HK$233/mo
Today · 4.125%
HK$9,003
baseline
▲ 0.50% · 4.625%
HK$9,477
+HK$474/mo
Deposit HK$297K · loan HK$1.68M · min. income ≈ HK$18,006/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,129
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,382
−HK$257/mo
Today · 4.125%
HK$8,639
baseline
▲ 0.50% · 4.625%
HK$9,164
+HK$525/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,278/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,044
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,286
−HK$246/mo
Today · 4.125%
HK$9,532
baseline
▲ 0.50% · 4.625%
HK$10,035
+HK$503/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,064/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).