▼ 0.50% · 3.625%
HK$4,564
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$144/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$138/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,634
+HK$282/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,021
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$158/mo
Today · 4.125%
HK$5,335
baseline
▲ 0.50% · 4.625%
HK$5,660
+HK$325/mo
Deposit HK$901K · loan HK$1.10M · min. income ≈ HK$10,670/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,585
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$152/mo
Today · 4.125%
HK$5,887
baseline
▲ 0.50% · 4.625%
HK$6,197
+HK$310/mo
Deposit HK$901K · loan HK$1.10M · min. income ≈ HK$11,774/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,477
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,647
−HK$174/mo
Today · 4.125%
HK$5,821
baseline
▲ 0.50% · 4.625%
HK$6,175
+HK$354/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$11,642/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,093
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,257
−HK$165/mo
Today · 4.125%
HK$6,422
baseline
▲ 0.50% · 4.625%
HK$6,761
+HK$339/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$12,844/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,933
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,118
−HK$188/mo
Today · 4.125%
HK$6,306
baseline
▲ 0.50% · 4.625%
HK$6,689
+HK$383/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$12,612/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,601
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,778
−HK$180/mo
Today · 4.125%
HK$6,958
baseline
▲ 0.50% · 4.625%
HK$7,324
+HK$366/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$13,916/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,390
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,589
−HK$202/mo
Today · 4.125%
HK$6,791
baseline
▲ 0.50% · 4.625%
HK$7,204
+HK$413/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$13,582/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,109
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,299
−HK$194/mo
Today · 4.125%
HK$7,493
baseline
▲ 0.50% · 4.625%
HK$7,888
+HK$395/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$14,986/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,846
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,059
−HK$217/mo
Today · 4.125%
HK$7,276
baseline
▲ 0.50% · 4.625%
HK$7,718
+HK$442/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$14,552/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,616
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,821
−HK$207/mo
Today · 4.125%
HK$8,028
baseline
▲ 0.50% · 4.625%
HK$8,451
+HK$423/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$16,056/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,303
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,530
−HK$231/mo
Today · 4.125%
HK$7,761
baseline
▲ 0.50% · 4.625%
HK$8,233
+HK$472/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$15,522/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,124
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,342
−HK$221/mo
Today · 4.125%
HK$8,563
baseline
▲ 0.50% · 4.625%
HK$9,015
+HK$452/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$17,126/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,759
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,001
−HK$245/mo
Today · 4.125%
HK$8,246
baseline
▲ 0.50% · 4.625%
HK$8,747
+HK$501/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,492/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,632
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,863
−HK$235/mo
Today · 4.125%
HK$9,098
baseline
▲ 0.50% · 4.625%
HK$9,578
+HK$480/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,196/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,216
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,471
−HK$260/mo
Today · 4.125%
HK$8,731
baseline
▲ 0.50% · 4.625%
HK$9,262
+HK$531/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,462/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,140
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,385
−HK$249/mo
Today · 4.125%
HK$9,634
baseline
▲ 0.50% · 4.625%
HK$10,141
+HK$507/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,268/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).