▼ 0.50% · 3.625%
HK$18,715
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,297
−HK$592/mo
Today · 4.125%
HK$19,889
baseline
▲ 0.50% · 4.625%
HK$21,099
+HK$1,210/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,778/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,821
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,379
−HK$566/mo
Today · 4.125%
HK$21,945
baseline
▲ 0.50% · 4.625%
HK$23,102
+HK$1,157/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,890/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,587
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,227
−HK$651/mo
Today · 4.125%
HK$21,878
baseline
▲ 0.50% · 4.625%
HK$23,209
+HK$1,331/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,756/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,903
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,517
−HK$623/mo
Today · 4.125%
HK$24,140
baseline
▲ 0.50% · 4.625%
HK$25,412
+HK$1,272/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,280/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,458
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,157
−HK$710/mo
Today · 4.125%
HK$23,867
baseline
▲ 0.50% · 4.625%
HK$25,319
+HK$1,452/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,734/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,985
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,655
−HK$680/mo
Today · 4.125%
HK$26,335
baseline
▲ 0.50% · 4.625%
HK$27,723
+HK$1,388/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,670/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,330
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,087
−HK$769/mo
Today · 4.125%
HK$25,856
baseline
▲ 0.50% · 4.625%
HK$27,429
+HK$1,573/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,712/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,067
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,793
−HK$736/mo
Today · 4.125%
HK$28,529
baseline
▲ 0.50% · 4.625%
HK$30,033
+HK$1,504/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$57,058/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,201
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,016
−HK$828/mo
Today · 4.125%
HK$27,844
baseline
▲ 0.50% · 4.625%
HK$29,539
+HK$1,695/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,688/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,149
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,931
−HK$793/mo
Today · 4.125%
HK$30,724
baseline
▲ 0.50% · 4.625%
HK$32,343
+HK$1,619/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,448/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,073
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,946
−HK$887/mo
Today · 4.125%
HK$29,833
baseline
▲ 0.50% · 4.625%
HK$31,649
+HK$1,816/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,666/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,231
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,068
−HK$850/mo
Today · 4.125%
HK$32,918
baseline
▲ 0.50% · 4.625%
HK$34,653
+HK$1,735/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,836/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,944
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,876
−HK$946/mo
Today · 4.125%
HK$31,822
baseline
▲ 0.50% · 4.625%
HK$33,759
+HK$1,937/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,644/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,313
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,206
−HK$907/mo
Today · 4.125%
HK$35,113
baseline
▲ 0.50% · 4.625%
HK$36,964
+HK$1,851/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,226/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,816
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,806
−HK$1,005/mo
Today · 4.125%
HK$33,811
baseline
▲ 0.50% · 4.625%
HK$35,868
+HK$2,057/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,622/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,395
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,344
−HK$963/mo
Today · 4.125%
HK$37,307
baseline
▲ 0.50% · 4.625%
HK$39,274
+HK$1,967/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,614/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,688
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,735
−HK$1,065/mo
Today · 4.125%
HK$35,800
baseline
▲ 0.50% · 4.625%
HK$37,978
+HK$2,178/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,600/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,477
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,482
−HK$1,020/mo
Today · 4.125%
HK$39,502
baseline
▲ 0.50% · 4.625%
HK$41,584
+HK$2,082/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$79,004/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,227 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).