▼ 0.50% · 3.625%
HK$22,122
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,810
−HK$699/mo
Today · 4.125%
HK$23,509
baseline
▲ 0.50% · 4.625%
HK$24,940
+HK$1,431/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,018/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,611
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,271
−HK$669/mo
Today · 4.125%
HK$25,940
baseline
▲ 0.50% · 4.625%
HK$27,308
+HK$1,368/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,880/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,334
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,091
−HK$769/mo
Today · 4.125%
HK$25,860
baseline
▲ 0.50% · 4.625%
HK$27,434
+HK$1,574/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,720/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,072
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,798
−HK$736/mo
Today · 4.125%
HK$28,534
baseline
▲ 0.50% · 4.625%
HK$30,039
+HK$1,505/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,068/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,547
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,372
−HK$839/mo
Today · 4.125%
HK$28,211
baseline
▲ 0.50% · 4.625%
HK$29,928
+HK$1,717/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,422/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,533
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,325
−HK$803/mo
Today · 4.125%
HK$31,128
baseline
▲ 0.50% · 4.625%
HK$32,769
+HK$1,641/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,256/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,759
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,653
−HK$909/mo
Today · 4.125%
HK$30,562
baseline
▲ 0.50% · 4.625%
HK$32,422
+HK$1,860/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,124/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,994
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,852
−HK$870/mo
Today · 4.125%
HK$33,722
baseline
▲ 0.50% · 4.625%
HK$35,500
+HK$1,778/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,444/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,971
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,934
−HK$979/mo
Today · 4.125%
HK$32,913
baseline
▲ 0.50% · 4.625%
HK$34,916
+HK$2,003/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,826/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,455
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,379
−HK$938/mo
Today · 4.125%
HK$36,317
baseline
▲ 0.50% · 4.625%
HK$38,231
+HK$1,914/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,634/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,183
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,216
−HK$1,048/mo
Today · 4.125%
HK$35,264
baseline
▲ 0.50% · 4.625%
HK$37,410
+HK$2,146/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,528/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,916
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,906
−HK$1,005/mo
Today · 4.125%
HK$38,911
baseline
▲ 0.50% · 4.625%
HK$40,962
+HK$2,051/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,822/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,396
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,497
−HK$1,118/mo
Today · 4.125%
HK$37,615
baseline
▲ 0.50% · 4.625%
HK$39,904
+HK$2,289/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,230/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,377
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,433
−HK$1,072/mo
Today · 4.125%
HK$41,505
baseline
▲ 0.50% · 4.625%
HK$43,692
+HK$2,187/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$83,010/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,608
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,778
−HK$1,188/mo
Today · 4.125%
HK$39,966
baseline
▲ 0.50% · 4.625%
HK$42,398
+HK$2,432/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,932/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,838
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,960
−HK$1,139/mo
Today · 4.125%
HK$44,099
baseline
▲ 0.50% · 4.625%
HK$46,423
+HK$2,324/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,198/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,820
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,059
−HK$1,258/mo
Today · 4.125%
HK$42,317
baseline
▲ 0.50% · 4.625%
HK$44,892
+HK$2,575/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,634/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,299
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,487
−HK$1,206/mo
Today · 4.125%
HK$46,693
baseline
▲ 0.50% · 4.625%
HK$49,154
+HK$2,461/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,386/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,164 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).