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At today's rate and a 90% mortgage, the deposit on this unit is about HK$354K, with repayments around HK$15,430/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$354K · loan HK$3.18M · min. income ≈ HK$30,860/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A
- Saleable Area
- 205 Saleable ft²
- Gross Area
- 326 ft²
- Efficiency
- 63%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-03 | HK$3.00M | −26.8% 5.6y · −5.0%/yr |
| 2020-07-13 | HK$4.10M | +7.3% 3.6y · 2.0%/yr |
| 2016-12-19 | HK$3.82M | −9.5% 3.9y · −2.0%/yr |
| 2013-01-25 | HK$4.22M | — |