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Crescira AVM · estimated value ● Medium confidence
HK$10.57M
≈ HK$16,830 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.17M, with repayments around HK$35,856/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,740
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,789
−HK$1,067/mo
Today · 4.125%
HK$35,856
baseline
▲ 0.50% · 4.625%
HK$38,037
+HK$2,181/mo

Deposit HK$3.17M · loan HK$7.40M · min. income ≈ HK$71,712/mo (50% DSR)

Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$396,336 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
B
Saleable Area
628 ft²
Gross Area
872 ft²
Efficiency
72%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2022-07-15 HK$9.80M +5.4%
7.6y
2014-11-25 HK$9.30M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 7 min walk · 488 m
Education
65
schools within 1 km (16 within 500 m)
Daily convenience
46
within 1 km (11 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
70
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sung Wong Toi Station (a rail station within an 8-min walk earns this label).

Family-friendly — 65 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 70 parks, libraries and sports venues nearby.

Location

Other appraised units in this building