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Crescira AVM · estimated value ● Medium confidence
HK$10.52M
≈ HK$16,457 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.15M, with repayments around HK$35,676/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,571
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,615
−HK$1,061/mo
Today · 4.125%
HK$35,676
baseline
▲ 0.50% · 4.625%
HK$37,846
+HK$2,170/mo

Deposit HK$3.15M · loan HK$7.36M · min. income ≈ HK$71,352/mo (50% DSR)

Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,347 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
A
Saleable Area
639 ft²
Gross Area
898 ft²
Efficiency
71%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2012-11-19 HK$10.87M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 7 min walk · 488 m
Education
65
schools within 1 km (16 within 500 m)
Daily convenience
46
within 1 km (11 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
70
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sung Wong Toi Station (a rail station within an 8-min walk earns this label).

Family-friendly — 65 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 70 parks, libraries and sports venues nearby.

Location

Other appraised units in this building