▼ 0.50% · 3.625%
HK$22,634
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,338
−HK$716/mo
Today · 4.125%
HK$24,054
baseline
▲ 0.50% · 4.625%
HK$25,517
+HK$1,463/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,108/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,180
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,856
−HK$685/mo
Today · 4.125%
HK$26,541
baseline
▲ 0.50% · 4.625%
HK$27,940
+HK$1,399/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,082/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,898
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,672
−HK$787/mo
Today · 4.125%
HK$26,459
baseline
▲ 0.50% · 4.625%
HK$28,069
+HK$1,610/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,918/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,698
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,441
−HK$754/mo
Today · 4.125%
HK$29,195
baseline
▲ 0.50% · 4.625%
HK$30,734
+HK$1,539/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,390/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,161
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,006
−HK$858/mo
Today · 4.125%
HK$28,864
baseline
▲ 0.50% · 4.625%
HK$30,621
+HK$1,757/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,728/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,217
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,027
−HK$822/mo
Today · 4.125%
HK$31,849
baseline
▲ 0.50% · 4.625%
HK$33,528
+HK$1,679/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,698/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,425
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,340
−HK$930/mo
Today · 4.125%
HK$31,270
baseline
▲ 0.50% · 4.625%
HK$33,172
+HK$1,902/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$62,540/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,735
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,613
−HK$890/mo
Today · 4.125%
HK$34,503
baseline
▲ 0.50% · 4.625%
HK$36,322
+HK$1,819/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$69,006/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,688
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,674
−HK$1,001/mo
Today · 4.125%
HK$33,675
baseline
▲ 0.50% · 4.625%
HK$35,724
+HK$2,049/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,350/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,253
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,198
−HK$959/mo
Today · 4.125%
HK$37,157
baseline
▲ 0.50% · 4.625%
HK$39,116
+HK$1,959/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,314/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,951
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,008
−HK$1,073/mo
Today · 4.125%
HK$36,081
baseline
▲ 0.50% · 4.625%
HK$38,276
+HK$2,195/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$72,162/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,771
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,784
−HK$1,027/mo
Today · 4.125%
HK$39,811
baseline
▲ 0.50% · 4.625%
HK$41,910
+HK$2,099/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$79,622/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,215
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,341
−HK$1,145/mo
Today · 4.125%
HK$38,486
baseline
▲ 0.50% · 4.625%
HK$40,828
+HK$2,342/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$76,972/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,289
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,369
−HK$1,096/mo
Today · 4.125%
HK$42,465
baseline
▲ 0.50% · 4.625%
HK$44,704
+HK$2,239/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$84,930/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,478
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,675
−HK$1,216/mo
Today · 4.125%
HK$40,891
baseline
▲ 0.50% · 4.625%
HK$43,379
+HK$2,488/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$81,782/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,807
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,955
−HK$1,164/mo
Today · 4.125%
HK$45,119
baseline
▲ 0.50% · 4.625%
HK$47,498
+HK$2,379/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$90,238/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,742
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,009
−HK$1,288/mo
Today · 4.125%
HK$43,297
baseline
▲ 0.50% · 4.625%
HK$45,931
+HK$2,634/mo
Deposit HK$993K · loan HK$8.93M · min. income ≈ HK$86,594/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,325
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,540
−HK$1,234/mo
Today · 4.125%
HK$47,774
baseline
▲ 0.50% · 4.625%
HK$50,292
+HK$2,518/mo
Deposit HK$993K · loan HK$8.93M · min. income ≈ HK$95,548/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,622 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).