▼ 0.50% · 3.625%
HK$22,420
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,118
−HK$708/mo
Today · 4.125%
HK$23,826
baseline
▲ 0.50% · 4.625%
HK$25,276
+HK$1,450/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,652/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,942
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,611
−HK$679/mo
Today · 4.125%
HK$26,290
baseline
▲ 0.50% · 4.625%
HK$27,675
+HK$1,385/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,580/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,662
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,429
−HK$780/mo
Today · 4.125%
HK$26,209
baseline
▲ 0.50% · 4.625%
HK$27,803
+HK$1,594/mo
Deposit HK$4.42M · loan HK$5.41M · min. income ≈ HK$52,418/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,436
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,172
−HK$747/mo
Today · 4.125%
HK$28,919
baseline
▲ 0.50% · 4.625%
HK$30,443
+HK$1,524/mo
Deposit HK$4.42M · loan HK$5.41M · min. income ≈ HK$57,838/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,904
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,741
−HK$850/mo
Today · 4.125%
HK$28,591
baseline
▲ 0.50% · 4.625%
HK$30,331
+HK$1,740/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,182/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,931
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,733
−HK$815/mo
Today · 4.125%
HK$31,548
baseline
▲ 0.50% · 4.625%
HK$33,211
+HK$1,663/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,096/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,146
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,053
−HK$921/mo
Today · 4.125%
HK$30,974
baseline
▲ 0.50% · 4.625%
HK$32,859
+HK$1,885/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$61,948/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,425
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,294
−HK$883/mo
Today · 4.125%
HK$34,177
baseline
▲ 0.50% · 4.625%
HK$35,978
+HK$1,801/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$68,354/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,388
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,365
−HK$992/mo
Today · 4.125%
HK$33,357
baseline
▲ 0.50% · 4.625%
HK$35,386
+HK$2,029/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,714/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,919
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,856
−HK$950/mo
Today · 4.125%
HK$36,806
baseline
▲ 0.50% · 4.625%
HK$38,746
+HK$1,940/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,612/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,630
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,676
−HK$1,063/mo
Today · 4.125%
HK$35,739
baseline
▲ 0.50% · 4.625%
HK$37,914
+HK$2,175/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,478/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,413
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,417
−HK$1,018/mo
Today · 4.125%
HK$39,435
baseline
▲ 0.50% · 4.625%
HK$41,513
+HK$2,078/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,870/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,872
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,988
−HK$1,134/mo
Today · 4.125%
HK$38,122
baseline
▲ 0.50% · 4.625%
HK$40,441
+HK$2,319/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$76,244/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,907
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,978
−HK$1,086/mo
Today · 4.125%
HK$42,064
baseline
▲ 0.50% · 4.625%
HK$44,281
+HK$2,217/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$84,128/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,114
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$39,300
−HK$1,204/mo
Today · 4.125%
HK$40,504
baseline
▲ 0.50% · 4.625%
HK$42,969
+HK$2,465/mo
Deposit HK$1.47M · loan HK$8.36M · min. income ≈ HK$81,008/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,402
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,539
−HK$1,154/mo
Today · 4.125%
HK$44,693
baseline
▲ 0.50% · 4.625%
HK$47,048
+HK$2,355/mo
Deposit HK$1.47M · loan HK$8.36M · min. income ≈ HK$89,386/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,356
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,612
−HK$1,275/mo
Today · 4.125%
HK$42,887
baseline
▲ 0.50% · 4.625%
HK$45,497
+HK$2,610/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$85,774/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,896
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,100
−HK$1,222/mo
Today · 4.125%
HK$47,322
baseline
▲ 0.50% · 4.625%
HK$49,816
+HK$2,494/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$94,644/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,229 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).