Home Kowloon City District Upper Riverbank Tower 1

38/F A

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Floor

5/F A 1,072 ft² 5/F B 854 ft² 5/F C 760 ft² 5/F D 658 ft² 5/F E 657 ft² 5/F F 1,062 ft² 5/F G 853 ft² 5/F H 543 ft² 5/F J 479 ft² 5/F K 844 ft² 6/F A 1,072 ft² 6/F B 854 ft² 6/F C 760 ft² 6/F D 658 ft² 6/F E 657 ft² 6/F F 1,062 ft² 6/F G 853 ft² 6/F H 543 ft² 6/F J 479 ft² 6/F K 844 ft² 7/F A 1,072 ft² 7/F B 854 ft² 7/F C 760 ft² 7/F D 658 ft² 7/F E 657 ft² 7/F F 1,063 ft² 7/F G 853 ft² 7/F H 543 ft² 7/F J 479 ft² 7/F K 844 ft² 8/F B 855 ft² 8/F A 1,072 ft² 8/F C 760 ft² 8/F D 658 ft² 8/F E 657 ft² 8/F F 1,066 ft² 8/F G 853 ft² 8/F H 543 ft² 8/F J 479 ft² 8/F K 844 ft² 9/F A 1,072 ft² 9/F B 854 ft² 9/F C 760 ft² 9/F D 657 ft² 9/F E 657 ft² 9/F F 1,062 ft² 9/F G 853 ft² 9/F H 543 ft² 9/F J 479 ft² 9/F K 844 ft² 10/F A 1,072 ft² 10/F B 854 ft² 10/F C 760 ft² 10/F D 658 ft² 10/F E 657 ft² 10/F F 1,063 ft² 10/F G 853 ft² 10/F H 543 ft² 10/F J 479 ft² 10/F K 844 ft² 11/F A 1,072 ft² 11/F B 854 ft² 11/F C 760 ft² 11/F D 657 ft² 11/F E 657 ft² 11/F F 1,063 ft² 11/F G 853 ft² 11/F H 543 ft² 11/F J 479 ft² 11/F K 844 ft² 12/F A 1,076 ft² 12/F B 854 ft² 12/F C 760 ft² 12/F D 658 ft² 12/F E 657 ft² 12/F F 1,063 ft² 12/F G 853 ft² 12/F H 543 ft² 12/F J 479 ft² 12/F K 844 ft² 15/F A 1,072 ft² 15/F B 854 ft² 15/F C 760 ft² 15/F D 658 ft² 15/F E 657 ft² 15/F F 1,063 ft² 15/F G 853 ft² 15/F H 543 ft² 15/F J 479 ft² 15/F K 844 ft² 16/F A 1,072 ft² 16/F B 854 ft² 16/F C 764 ft² 16/F D 658 ft² 16/F E 657 ft² 16/F F 1,062 ft² 16/F G 853 ft² 16/F H 543 ft² 16/F J 479 ft² 16/F K 844 ft² 18/F A 1,072 ft² 18/F B 853 ft² 18/F C 760 ft² 18/F D 657 ft² 18/F E 657 ft² 18/F F 1,062 ft² 18/F G 852 ft² 18/F H 538 ft² 18/F J 479 ft² 18/F K 844 ft² 19/F A 1,072 ft² 19/F B 854 ft² 19/F C 760 ft² 19/F D 657 ft² 19/F E 657 ft² 19/F F 1,063 ft² 19/F G 852 ft² 19/F H 543 ft² 19/F J 479 ft² 19/F K 844 ft² 20/F A 1,072 ft² 20/F B 853 ft² 20/F C 760 ft² 20/F D 657 ft² 20/F E 657 ft² 20/F F 1,062 ft² 20/F G 852 ft² 20/F H 543 ft² 20/F J 479 ft² 20/F K 844 ft² 21/F A 1,072 ft² 21/F B 854 ft² 21/F C 760 ft² 21/F D 657 ft² 21/F E 657 ft² 21/F F 1,063 ft² 21/F G 852 ft² 21/F H 543 ft² 21/F J 479 ft² 21/F K 844 ft² 22/F A 1,072 ft² 22/F B 853 ft² 22/F C 760 ft² 22/F D 657 ft² 22/F E 657 ft² 22/F F 1,063 ft² 22/F G 852 ft² 22/F H 543 ft² 22/F J 479 ft² 22/F K 844 ft² 23/F A 1,072 ft² 23/F B 853 ft² 23/F C 760 ft² 23/F D 657 ft² 23/F E 657 ft² 23/F F 1,063 ft² 23/F G 852 ft² 23/F H 543 ft² 23/F J 479 ft² 23/F K 844 ft² 25/F A 1,072 ft² 25/F B 853 ft² 25/F C 760 ft² 25/F D 657 ft² 25/F E 657 ft² 25/F F 1,063 ft² 25/F G 852 ft² 25/F H 543 ft² 25/F J 479 ft² 25/F K 844 ft² 26/F A 1,072 ft² 26/F B 854 ft² 26/F C 760 ft² 26/F D 657 ft² 26/F E 657 ft² 26/F F 1,062 ft² 26/F G 852 ft² 26/F H 543 ft² 26/F J 479 ft² 26/F K 844 ft² 27/F A 1,072 ft² 27/F B 853 ft² 27/F C 760 ft² 27/F D 657 ft² 27/F E 657 ft² 27/F F 1,062 ft² 27/F G 852 ft² 27/F H 543 ft² 27/F J 479 ft² 27/F K 844 ft² 28/F A 1,072 ft² 28/F B 853 ft² 28/F C 760 ft² 28/F D 657 ft² 28/F E 657 ft² 28/F F 1,062 ft² 28/F G 852 ft² 28/F H 544 ft² 28/F J 479 ft² 28/F K 844 ft² 29/F A 1,072 ft² 29/F B 853 ft² 29/F C 760 ft² 29/F D 657 ft² 29/F E 657 ft² 29/F F 1,062 ft² 29/F G 853 ft² 29/F H 543 ft² 29/F J 479 ft² 29/F K 844 ft² 30/F A 1,072 ft² 30/F B 853 ft² 30/F C 760 ft² 30/F D 657 ft² 30/F E 657 ft² 30/F F 1,062 ft² 30/F G 852 ft² 30/F H 543 ft² 30/F J 479 ft² 30/F K 844 ft² 31/F A 1,072 ft² 31/F B 853 ft² 31/F C 760 ft² 31/F D 657 ft² 31/F E 657 ft² 31/F F 1,062 ft² 31/F G 852 ft² 31/F H 543 ft² 31/F J 479 ft² 31/F K 844 ft² 32/F A 1,072 ft² 32/F B 853 ft² 32/F C 760 ft² 32/F D 657 ft² 32/F E 657 ft² 32/F F 1,062 ft² 32/F G 852 ft² 32/F H 543 ft² 32/F J 479 ft² 32/F K 844 ft² 33/F A 1,072 ft² 33/F B 853 ft² 33/F C 760 ft² 33/F D 657 ft² 33/F E 657 ft² 33/F F 1,062 ft² 33/F G 852 ft² 33/F H 543 ft² 33/F J 479 ft² 33/F K 844 ft² 35/F A 1,072 ft² 35/F B 853 ft² 35/F C 760 ft² 35/F D 657 ft² 35/F E 657 ft² 35/F F 1,062 ft² 35/F G 852 ft² 35/F H 543 ft² 35/F J 479 ft² 35/F K 844 ft² 36/F A 1,072 ft² 36/F B 853 ft² 36/F C 760 ft² 36/F D 657 ft² 36/F E 657 ft² 36/F F 1,062 ft² 36/F G 852 ft² 36/F H 543 ft² 36/F J 479 ft² 36/F K 844 ft² 37/F A 1,072 ft² 37/F B 853 ft² 37/F C 760 ft² 37/F D 657 ft² 37/F E 657 ft² 37/F F 1,062 ft² 37/F G 852 ft² 37/F H 538 ft² 37/F J 479 ft² 37/F K 844 ft² 38/F A 1,072 ft² 38/F B 853 ft² 38/F C 760 ft² 38/F D 657 ft² 38/F E 657 ft² 38/F F 1,062 ft² 38/F G 852 ft² 38/F H 543 ft² 38/F J 479 ft² 38/F K 844 ft² 39/F A 1,743 ft² 39/F B 1,293 ft² 39/F C 1,312 ft² 39/F F 1,699 ft² 39/F G 2,041 ft² 39/F H 543 ft² 40/F A 2,234 ft² 40/F F 1,934 ft²

Crescira AVM · estimated value ● Medium confidence

HK$38.60M

≈ HK$36,006 / ft² saleable · updated 2026-10-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.58M, with repayments around HK$130,948/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$123,221

−HK$7,727/mo

▼ 0.25% · 3.875%

HK$127,054

−HK$3,894/mo

Today · 4.125%

HK$130,948

baseline

▲ 0.50% · 4.625%

HK$138,916

+HK$7,968/mo

Deposit HK$11.58M · loan HK$27.02M · min. income ≈ HK$261,896/mo (50% DSR)

Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,640,452 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 38/F
Flat: A
Saleable Area: 1,072 ft²
District: Kowloon City District · Kowloon
School net (POA): 34

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2023-03-31	HK$40.28M	—	HK$37,575	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Kai Tak

≈ 4 min walk · 271 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (10 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Kai Tak Station (a rail station within an 8-min walk earns this label).

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building