▼ 0.50% · 3.625%
HK$2,577
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,657
−HK$82/mo
Today · 4.125%
HK$2,739
baseline
▲ 0.50% · 4.625%
HK$2,905
+HK$166/mo
Deposit HK$565K · loan HK$565K · min. income ≈ HK$5,478/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,867
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,944
−HK$78/mo
Today · 4.125%
HK$3,022
baseline
▲ 0.50% · 4.625%
HK$3,181
+HK$159/mo
Deposit HK$565K · loan HK$565K · min. income ≈ HK$6,044/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,835
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,923
−HK$89/mo
Today · 4.125%
HK$3,012
baseline
▲ 0.50% · 4.625%
HK$3,196
+HK$184/mo
Deposit HK$509K · loan HK$622K · min. income ≈ HK$6,024/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,154
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,238
−HK$86/mo
Today · 4.125%
HK$3,324
baseline
▲ 0.50% · 4.625%
HK$3,499
+HK$175/mo
Deposit HK$509K · loan HK$622K · min. income ≈ HK$6,648/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,092
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,189
−HK$97/mo
Today · 4.125%
HK$3,286
baseline
▲ 0.50% · 4.625%
HK$3,486
+HK$200/mo
Deposit HK$452K · loan HK$678K · min. income ≈ HK$6,572/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,440
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,532
−HK$94/mo
Today · 4.125%
HK$3,626
baseline
▲ 0.50% · 4.625%
HK$3,817
+HK$191/mo
Deposit HK$452K · loan HK$678K · min. income ≈ HK$7,252/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,350
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,454
−HK$106/mo
Today · 4.125%
HK$3,560
baseline
▲ 0.50% · 4.625%
HK$3,777
+HK$217/mo
Deposit HK$396K · loan HK$735K · min. income ≈ HK$7,120/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,727
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,827
−HK$101/mo
Today · 4.125%
HK$3,928
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$207/mo
Deposit HK$396K · loan HK$735K · min. income ≈ HK$7,856/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,608
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,720
−HK$114/mo
Today · 4.125%
HK$3,834
baseline
▲ 0.50% · 4.625%
HK$4,067
+HK$233/mo
Deposit HK$339K · loan HK$791K · min. income ≈ HK$7,668/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,014
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,121
−HK$109/mo
Today · 4.125%
HK$4,230
baseline
▲ 0.50% · 4.625%
HK$4,453
+HK$223/mo
Deposit HK$339K · loan HK$791K · min. income ≈ HK$8,460/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,865
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$122/mo
Today · 4.125%
HK$4,108
baseline
▲ 0.50% · 4.625%
HK$4,358
+HK$250/mo
Deposit HK$283K · loan HK$848K · min. income ≈ HK$8,216/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,300
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,416
−HK$117/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,771
+HK$238/mo
Deposit HK$283K · loan HK$848K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,123
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,251
−HK$131/mo
Today · 4.125%
HK$4,382
baseline
▲ 0.50% · 4.625%
HK$4,648
+HK$266/mo
Deposit HK$226K · loan HK$904K · min. income ≈ HK$8,764/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,587
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,710
−HK$125/mo
Today · 4.125%
HK$4,835
baseline
▲ 0.50% · 4.625%
HK$5,090
+HK$255/mo
Deposit HK$226K · loan HK$904K · min. income ≈ HK$9,670/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,381
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,517
−HK$139/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,939
+HK$283/mo
Deposit HK$170K · loan HK$961K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,874
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$133/mo
Today · 4.125%
HK$5,137
baseline
▲ 0.50% · 4.625%
HK$5,408
+HK$271/mo
Deposit HK$170K · loan HK$961K · min. income ≈ HK$10,274/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,639
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,783
−HK$146/mo
Today · 4.125%
HK$4,929
baseline
▲ 0.50% · 4.625%
HK$5,229
+HK$300/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,858/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,160
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,299
−HK$140/mo
Today · 4.125%
HK$5,439
baseline
▲ 0.50% · 4.625%
HK$5,726
+HK$287/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,878/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).