▼ 0.50% · 3.625%
HK$2,498
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,576
−HK$79/mo
Today · 4.125%
HK$2,655
baseline
▲ 0.50% · 4.625%
HK$2,817
+HK$162/mo
Deposit HK$548K · loan HK$548K · min. income ≈ HK$5,310/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,779
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,854
−HK$76/mo
Today · 4.125%
HK$2,930
baseline
▲ 0.50% · 4.625%
HK$3,084
+HK$154/mo
Deposit HK$548K · loan HK$548K · min. income ≈ HK$5,860/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,748
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,834
−HK$87/mo
Today · 4.125%
HK$2,921
baseline
▲ 0.50% · 4.625%
HK$3,098
+HK$177/mo
Deposit HK$493K · loan HK$603K · min. income ≈ HK$5,842/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,057
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,139
−HK$84/mo
Today · 4.125%
HK$3,223
baseline
▲ 0.50% · 4.625%
HK$3,392
+HK$169/mo
Deposit HK$493K · loan HK$603K · min. income ≈ HK$6,446/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,998
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,091
−HK$95/mo
Today · 4.125%
HK$3,186
baseline
▲ 0.50% · 4.625%
HK$3,380
+HK$194/mo
Deposit HK$438K · loan HK$657K · min. income ≈ HK$6,372/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,335
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,425
−HK$90/mo
Today · 4.125%
HK$3,515
baseline
▲ 0.50% · 4.625%
HK$3,701
+HK$186/mo
Deposit HK$438K · loan HK$657K · min. income ≈ HK$7,030/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,248
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,349
−HK$103/mo
Today · 4.125%
HK$3,452
baseline
▲ 0.50% · 4.625%
HK$3,662
+HK$210/mo
Deposit HK$383K · loan HK$712K · min. income ≈ HK$6,904/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,613
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$98/mo
Today · 4.125%
HK$3,808
baseline
▲ 0.50% · 4.625%
HK$4,009
+HK$201/mo
Deposit HK$383K · loan HK$712K · min. income ≈ HK$7,616/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,498
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,607
−HK$110/mo
Today · 4.125%
HK$3,717
baseline
▲ 0.50% · 4.625%
HK$3,943
+HK$226/mo
Deposit HK$329K · loan HK$767K · min. income ≈ HK$7,434/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,891
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,996
−HK$105/mo
Today · 4.125%
HK$4,101
baseline
▲ 0.50% · 4.625%
HK$4,318
+HK$217/mo
Deposit HK$329K · loan HK$767K · min. income ≈ HK$8,202/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,748
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,864
−HK$119/mo
Today · 4.125%
HK$3,983
baseline
▲ 0.50% · 4.625%
HK$4,225
+HK$242/mo
Deposit HK$274K · loan HK$822K · min. income ≈ HK$7,966/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,169
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,281
−HK$113/mo
Today · 4.125%
HK$4,394
baseline
▲ 0.50% · 4.625%
HK$4,626
+HK$232/mo
Deposit HK$274K · loan HK$822K · min. income ≈ HK$8,788/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,997
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,122
−HK$126/mo
Today · 4.125%
HK$4,248
baseline
▲ 0.50% · 4.625%
HK$4,507
+HK$259/mo
Deposit HK$219K · loan HK$877K · min. income ≈ HK$8,496/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,447
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,566
−HK$121/mo
Today · 4.125%
HK$4,687
baseline
▲ 0.50% · 4.625%
HK$4,934
+HK$247/mo
Deposit HK$219K · loan HK$877K · min. income ≈ HK$9,374/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,247
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,379
−HK$135/mo
Today · 4.125%
HK$4,514
baseline
▲ 0.50% · 4.625%
HK$4,788
+HK$274/mo
Deposit HK$164K · loan HK$931K · min. income ≈ HK$9,028/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,725
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,852
−HK$128/mo
Today · 4.125%
HK$4,980
baseline
▲ 0.50% · 4.625%
HK$5,243
+HK$263/mo
Deposit HK$164K · loan HK$931K · min. income ≈ HK$9,960/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,497
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,637
−HK$142/mo
Today · 4.125%
HK$4,779
baseline
▲ 0.50% · 4.625%
HK$5,070
+HK$291/mo
Deposit HK$110K · loan HK$986K · min. income ≈ HK$9,558/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,137
−HK$136/mo
Today · 4.125%
HK$5,273
baseline
▲ 0.50% · 4.625%
HK$5,551
+HK$278/mo
Deposit HK$110K · loan HK$986K · min. income ≈ HK$10,546/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).