▼ 0.50% · 3.625%
HK$20,406
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,041
−HK$645/mo
Today · 4.125%
HK$21,686
baseline
▲ 0.50% · 4.625%
HK$23,006
+HK$1,320/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,372/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,702
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,311
−HK$617/mo
Today · 4.125%
HK$23,928
baseline
▲ 0.50% · 4.625%
HK$25,190
+HK$1,262/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,856/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,447
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,145
−HK$710/mo
Today · 4.125%
HK$23,855
baseline
▲ 0.50% · 4.625%
HK$25,306
+HK$1,451/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,710/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,972
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,642
−HK$679/mo
Today · 4.125%
HK$26,321
baseline
▲ 0.50% · 4.625%
HK$27,709
+HK$1,388/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,642/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,488
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,249
−HK$774/mo
Today · 4.125%
HK$26,023
baseline
▲ 0.50% · 4.625%
HK$27,607
+HK$1,584/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,046/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,242
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,973
−HK$741/mo
Today · 4.125%
HK$28,714
baseline
▲ 0.50% · 4.625%
HK$30,228
+HK$1,514/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,428/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,528
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,354
−HK$838/mo
Today · 4.125%
HK$28,192
baseline
▲ 0.50% · 4.625%
HK$29,907
+HK$1,715/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,384/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,513
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,304
−HK$803/mo
Today · 4.125%
HK$31,107
baseline
▲ 0.50% · 4.625%
HK$32,747
+HK$1,640/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,214/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,569
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,458
−HK$903/mo
Today · 4.125%
HK$30,361
baseline
▲ 0.50% · 4.625%
HK$32,208
+HK$1,847/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,722/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,783
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,635
−HK$865/mo
Today · 4.125%
HK$33,500
baseline
▲ 0.50% · 4.625%
HK$35,266
+HK$1,766/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$67,000/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,610
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,562
−HK$967/mo
Today · 4.125%
HK$32,529
baseline
▲ 0.50% · 4.625%
HK$34,508
+HK$1,979/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,058/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,053
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,966
−HK$927/mo
Today · 4.125%
HK$35,893
baseline
▲ 0.50% · 4.625%
HK$37,785
+HK$1,892/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,786/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,650
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,666
−HK$1,032/mo
Today · 4.125%
HK$34,698
baseline
▲ 0.50% · 4.625%
HK$36,809
+HK$2,111/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,396/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,323
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,297
−HK$989/mo
Today · 4.125%
HK$38,286
baseline
▲ 0.50% · 4.625%
HK$40,304
+HK$2,018/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,572/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,691
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,770
−HK$1,096/mo
Today · 4.125%
HK$36,866
baseline
▲ 0.50% · 4.625%
HK$39,110
+HK$2,244/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,732/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,593
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,628
−HK$1,050/mo
Today · 4.125%
HK$40,678
baseline
▲ 0.50% · 4.625%
HK$42,823
+HK$2,145/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,356/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,732
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,874
−HK$1,161/mo
Today · 4.125%
HK$39,035
baseline
▲ 0.50% · 4.625%
HK$41,410
+HK$2,375/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$78,070/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,863
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,959
−HK$1,112/mo
Today · 4.125%
HK$43,071
baseline
▲ 0.50% · 4.625%
HK$45,342
+HK$2,271/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$86,142/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,476 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).