▼ 0.50% · 3.625%
HK$20,878
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,527
−HK$660/mo
Today · 4.125%
HK$22,187
baseline
▲ 0.50% · 4.625%
HK$23,537
+HK$1,350/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,374/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,226
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,849
−HK$632/mo
Today · 4.125%
HK$24,481
baseline
▲ 0.50% · 4.625%
HK$25,771
+HK$1,290/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,962/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,965
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,680
−HK$725/mo
Today · 4.125%
HK$24,405
baseline
▲ 0.50% · 4.625%
HK$25,890
+HK$1,485/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,810/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,549
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,234
−HK$695/mo
Today · 4.125%
HK$26,929
baseline
▲ 0.50% · 4.625%
HK$28,348
+HK$1,419/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,858/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,053
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,832
−HK$792/mo
Today · 4.125%
HK$26,624
baseline
▲ 0.50% · 4.625%
HK$28,244
+HK$1,620/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,248/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,871
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,619
−HK$758/mo
Today · 4.125%
HK$29,377
baseline
▲ 0.50% · 4.625%
HK$30,926
+HK$1,549/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,754/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,141
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,985
−HK$858/mo
Today · 4.125%
HK$28,843
baseline
▲ 0.50% · 4.625%
HK$30,598
+HK$1,755/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,686/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,194
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,004
−HK$821/mo
Today · 4.125%
HK$31,825
baseline
▲ 0.50% · 4.625%
HK$33,503
+HK$1,678/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,650/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,229
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,138
−HK$923/mo
Today · 4.125%
HK$31,061
baseline
▲ 0.50% · 4.625%
HK$32,952
+HK$1,891/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,122/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,517
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,389
−HK$884/mo
Today · 4.125%
HK$34,273
baseline
▲ 0.50% · 4.625%
HK$36,080
+HK$1,807/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,546/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,316
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,290
−HK$990/mo
Today · 4.125%
HK$33,280
baseline
▲ 0.50% · 4.625%
HK$35,305
+HK$2,025/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,560/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,839
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,774
−HK$947/mo
Today · 4.125%
HK$36,721
baseline
▲ 0.50% · 4.625%
HK$38,657
+HK$1,936/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,442/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,404
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,443
−HK$1,056/mo
Today · 4.125%
HK$35,499
baseline
▲ 0.50% · 4.625%
HK$37,659
+HK$2,160/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,998/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,162
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,158
−HK$1,011/mo
Today · 4.125%
HK$39,169
baseline
▲ 0.50% · 4.625%
HK$41,234
+HK$2,065/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,338/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,492
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,596
−HK$1,122/mo
Today · 4.125%
HK$37,718
baseline
▲ 0.50% · 4.625%
HK$40,013
+HK$2,295/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,436/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,484
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,543
−HK$1,075/mo
Today · 4.125%
HK$41,618
baseline
▲ 0.50% · 4.625%
HK$43,811
+HK$2,193/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,236/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,580
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,749
−HK$1,187/mo
Today · 4.125%
HK$39,936
baseline
▲ 0.50% · 4.625%
HK$42,366
+HK$2,430/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$79,872/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,807
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,928
−HK$1,138/mo
Today · 4.125%
HK$44,066
baseline
▲ 0.50% · 4.625%
HK$46,388
+HK$2,322/mo
Deposit HK$916K · loan HK$8.24M · min. income ≈ HK$88,132/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,581 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).