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Crescira AVM · estimated value Medium confidence
HK$2.52M
≈ HK$10,448 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$252K, with repayments around HK$10,983/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,335
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,656
−HK$327/mo
Today · 4.125%
HK$10,983
baseline
▲ 0.50% · 4.625%
HK$11,651
+HK$668/mo

Deposit HK$252K · loan HK$2.27M · min. income ≈ HK$21,966/mo (50% DSR)

Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
B
Saleable Area
241 ft²
Gross Area
273 ft²
Efficiency
88%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2024-11-26 HK$2.21M −29.8%
4.0y
2020-11-05 HK$3.15M +205.8%
23.6y
1997-04-09 HK$1.03M +25.6%
1995-11-22 HK$820K +13.9%
1995-08-17 HK$720K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 5 min walk · 400 m
Education
63
schools within 1 km (11 within 500 m)
Daily convenience
40
within 1 km (11 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
71
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sung Wong Toi Station (a rail station within an 8-min walk earns this label).

Family-friendly — 63 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 71 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com