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At today's rate and a 90% mortgage, the deposit on this unit is about HK$248K, with repayments around HK$10,800/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$248K · loan HK$2.23M · min. income ≈ HK$21,600/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 241 Saleable ft²
- Gross Area
- 273 ft²
- Efficiency
- 88%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-26 | HK$2.21M | −29.8% 4.0y · −8.0%/yr |
| 2020-11-05 | HK$3.15M | +205.8% 23.6y · 9.0%/yr |
| 1997-04-09 | HK$1.03M | +25.6% |
| 1995-11-22 | HK$820K | +13.9% |
| 1995-08-17 | HK$720K | — |