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At today's rate and a 90% mortgage, the deposit on this unit is about HK$262K, with repayments around HK$11,419/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$262K · loan HK$2.36M · min. income ≈ HK$22,838/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 256 Saleable ft²
- Gross Area
- 304 ft²
- Efficiency
- 84%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 41
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-20 | HK$2.48M | −13.9% 8.1y · −2.0%/yr |
| 2016-11-17 | HK$2.88M | +138.0% 6.5y · 21.0%/yr |
| 2010-06-10 | HK$1.21M | +70.4% |
| 2006-12-02 | HK$710K | +82.1% |
| 2005-07-12 | HK$390K | — |