Switch unit
Crescira AVM · estimated value
● Medium confidence
HK$7.66M
≈ HK$9,246 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$766K, with repayments around HK$33,391/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$31,421
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,398
−HK$993/mo
Today · 4.125%
HK$33,391
baseline
▲ 0.50% · 4.625%
HK$35,423
+HK$2,032/mo
Deposit HK$766K · loan HK$6.89M · min. income ≈ HK$66,782/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$229,658 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Fanling Station
≈ 134 min walk · 10,652 m
Education
2
schools within 1 km (1 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
8
parks, libraries, sports within 1 km
Green space & leisure — 8 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 2
- Saleable Area
- 828 Saleable ft²
- Gross Area
- 1,030 ft²
- Efficiency
- 80%
- District
- North District · New Territories East
- School net (POA)
- 83
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-07-26 | HK$4.00M | — |
Other appraised units in this building
Data sourced from Renavon.com