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Crescira AVM · estimated value
● Medium confidence
HK$5.62M
≈ HK$7,173 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$562K, with repayments around HK$24,498/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$23,052
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,770
−HK$728/mo
Today · 4.125%
HK$24,498
baseline
▲ 0.50% · 4.625%
HK$25,989
+HK$1,491/mo
Deposit HK$562K · loan HK$5.05M · min. income ≈ HK$48,996/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$126,370 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Fanling Station
≈ 134 min walk · 10,652 m
Education
2
schools within 1 km (1 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
8
parks, libraries, sports within 1 km
Green space & leisure — 8 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 4
- Saleable Area
- 783 Saleable ft²
- District
- North District · New Territories East
- School net (POA)
- 83
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2015-01-09 | HK$2.50M | — |
Other appraised units in this building
Data sourced from Renavon.com